Debit card refers to a bank card without overdraft function after deposit, which is divided into savings card, special card and stored value card.
Debit card has a kind of card called Fu Nong card, which can be used for self-help loans through ATM without going to the bank, similar to overdraft.
Generally, the cards of rural credit cooperatives belong to debit cards of bank cards, and their functions are the same as other ordinary bank cards.
Extended data:
The three types of cards of rural credit cooperatives are debit cards, credit cards and micro-loan cards:
Debit card Debit card, also known as savings card, refers to a bank card with no overdraft function that can be consumed (or cashed out) after deposit.
Credit card, also called credit card and overdraft card, refers to the credit card that the issuer can spend first and then repay within the credit limit.
Micro-credit cards are used for lending and have the function of micro-agricultural loans, with a maximum of 300,000 yuan.
Micro-credit card is a financial payment tool for micro-agricultural loan customers in new countryside, which has the basic function of debit card.
References:
Rural credit cooperative card Baidu encyclopedia