The simple loan interest rate of Dangdang Loan is lower than the daily interest rate of Alipay, which is comparable to the bank loan of the largest bank in the universe. If you borrow 1000 yuan from it, the term is 15 days. My daily interest rate is 0.03%, and the calculated interest is1000×15× 0.03% = 4.5 yuan. The advantages of simple lending are:

1, the amount is between 500 and 5000 yuan, and the loan term is appropriate;

2. The daily interest rate is the lowest, generally at 0.03%;

3. The loan requirements are loose, and the general age is between 18-55 years old, so you can use Sesame Credit Loan.

There is also a loan called credit card loan, which is specially used for large loans with a monthly interest rate as low as 0.54%. How much interest can I calculate? Take the loan of 65,438+00,000 yuan as an example, the monthly interest rate is 0.54%, and the long-term loan is 65,438+02 months. According to the repayment method of average capital, the interest is 3,565,438+0 yuan. Generally speaking, the interest on Dangdang loans can be lowered. The specific skills are as follows:

1, improve sesame scores and personal credit information, and credit cards and Alipay are bound to each other;

2. Use this loan platform for a long time and keep a good loan record. With the accumulation of time, interest will continue to decline.