Gitzo began to go to the central bank's credit information system on 20 14 12 10, and it also went to Pengyuan Expedition Letter before. As a licensed consumer finance company, Gitzo Consumer Finance Co., Ltd. was formally established in China at the end of 20 10 to provide consumer finance services to customers in China. Its shareholder is Gitzo Group, a leading international consumer finance service provider.

Gitzo can provide two kinds of consumer financial services: commodity installment and Gitzo purchase.

Commodity staging conditions: the age is between 18-55 years old; Hold a valid Chinese mainland identity card; If you have worked in your current job for more than one month, users can check the nearby stores through Gitzo official website.

Gitzo Huibu is a revolving loan business, which can be used to enrich consumption scenarios. Maximum credit line 10000 yuan. Free application, first use and then return, no charge. After successful processing, you can bind payment tools such as WeChat, Alipay, China UnionPay Express and Apple Pay for payment.

Users need to pay liquidated damages for overdue repayment:

1. The user's contract is processed before 20 17/9/ 1, and it is overdue for 10 days, resulting in 30 yuan liquidated damages; On the 30th day overdue, on the basis of the liquidated damages already incurred, additional liquidated damages 80 yuan will be generated; 60 days overdue, an additional fine of 130 yuan will be incurred; If the payment is overdue for 90 days, an additional fine of 130 yuan will be incurred.

2. For contracts handled by users during the period from 20 17/9/ 1 (inclusive) to 20 17/ 12/28, the principal or initial amount of a single loan (excluding the commodity loan applied for by self-service online) is more than or equal to 2,000 yuan, and the overdue amount is 6544. On the 30th day of overdue, the liquidated damages will increase by 100 yuan; For the 60th day overdue, the penalty shall be increased 150 yuan; For the 90th day overdue, the liquidated damages shall be increased again 150 yuan; If the loan principal or initial amount is less than 2,000 yuan, self-service online application for commodity loan is overdue for 10 days, resulting in liquidated damages 20 yuan; On the 30th day overdue, the penalty 60 yuan will be increased; If it is overdue for 60 days, the penalty will be increased 1 10 yuan; If the payment is overdue for 90th day, the penalty shall be increased again 1 10 yuan.

3. If the user's contract is handled after 20 17/ 12/29 (inclusive), it will be handled on 20 17/ 12/29 and 2018/04/1. If it is overdue from 20 18/04/20, Gitzo will charge the corresponding overdue penalty. If the monthly repayment amount is not paid in full and on time, Gitzo will charge the overdue principal and interest with penalty interest on a daily basis according to the agreed penalty interest rules from the day after the overdue. In addition, the company has the right to continue to compound interest on a daily basis at the above-mentioned penalty interest rate for the unpaid penalty interest as of the final repayment date.