The mortgage house in Xi 'an can be loaned for the second time, and the specific operation process can be determined by contacting the staff of Xi 'an Bank.

with the consent of the bank, the seller and the buyer conduct real estate transactions and sign a purchase contract or letter of intent; ?

apply for a loan from the bank and submit relevant materials; ?

after the bank conducts credit investigation and review on the borrower, it will notify the borrower of the review results. If the bank agrees to the loan, it will sign a contract with the borrower and guarantor, and sign a Supplementary Contract for Building Mortgage Loan with the seller, and the seller will pay off the difference between the loan amount and the loan principal and interest owed by the seller;

the borrower entrusts the bank to handle the formalities of real estate transaction transfer, mortgage registration, real estate insurance and so on with the seller; ?

after obtaining the certificate of other rights of land and house, the bank will transfer the loan funds to the mortgage loan account and related accounts of the seller in the original loan outlet to repay the principal and interest of the mortgage loan owed by the seller, and then transfer the remaining funds to the account opened by the seller in the bank;

the borrower repays the loan on schedule.