The loan is 6,543,800 yuan+0.5 million yuan, which will be paid off within 5 years. The monthly repayment amount is 3300 yuan, and the monthly principal = principal/repayment months, 654.38+0.50000/60 = 2500. Monthly repayment amount = monthly principal+monthly principal and interest, and monthly principal and interest is equal to 3300-2500=800. Monthly principal and interest = (accumulated repayment amount-principal) x monthly interest rate, which is equal to 800/48000 and 0. 1.67%, and the annual interest rate is 20.04%.
Loans are loans issued by banks, credit cooperatives and other institutions to money-using units or individuals, and generally stipulate interest and repayment date.