It usually takes 1 to 3 working days for your loan to arrive.

Youwodai is a loan intermediary platform. Borrowers can obtain a credit limit after filling in and submitting information on the platform, and submit a loan application within the credit limit.

After the loan application is reviewed by the platform, it still has to wait for a matching sponsor. At this time, the borrower only needs to wait patiently for the staff to contact it, which usually takes about 1 working day. After processing, the funds will be released after successful matching by the employer, and the funds will arrive in your account in about 1-3 working days.

In Youwodaijirong loan, if the loan takes more than 3 working days, the loan may fail. Generally speaking, the disbursement will be completed within 3 working days. If the money has not arrived for more than 3 working days, then there must be a problem that has delayed the arrival.

If the payment is delayed due to weekends or holidays, this is normal. If the payment is delayed due to other reasons, the loan may fail.

1. The mobile phone number must be true

The mobile phone number filled in must be authenticated by my real name, and the longer the mobile phone number is used, the more advantageous it is to apply for a loan at Fengtai Technology.

2. The ID card photo is clear

Generally, you need to upload photos of the front and back of the ID card. Try to take the photo in a horizontal direction and ensure that the photo is clearly visible.

3. The Zhima score is higher

Using more functions in Alipay, staying active on Alipay, and submitting more supporting materials can increase the Zhima score.

4. JD.com has a higher credit score

If you open a JD.com account and JD.com has a relatively high credit score, it will greatly increase the loan approval rate. ?

5. Recent online shopping records

It is best to have a certain amount of physical shopping in the past three months. Online shopping consumption records are proof of the applicant's spending ability, and your repayment ability will be evaluated based on the applicant's spending ability.

6. Fewer delivery addresses

Try not to fill in too many delivery addresses for online shopping. It can be a specific home address or work address, which can also prove that you live or work. Job stability.

7. Provident fund and social security records

Try to provide some evidence to prove that your job is stable, such as: social security and provident fund payment records, etc. The longer the time limit, the greater the payment amount. The more people can trust your repayment ability.