There are many channels for loans now, and they are more convenient than Taobao loans. As long as you have an online shop, you can apply for an e-commerce loan. No guarantee is needed, and no mortgage is needed. This is a pure credit loan. You can learn about it, and your reputation is good.

Can Taobao borrow money? Where is it?

Take Taobao version 10.3.0, Apple model 12 and IOS version 14.7. 1 as examples. Seller: Taobao can get a loan. You can get a loan on the Taobao page in the seller center. Sellers can enter Taobao Sellers Center and click Taobao Loan in store management. On the Taobao loan page, the seller can see three choices: order loan, credit loan and marketing value-added treasure, and choose one according to the actual situation.

Buyer: Taobao can get a loan. You can get a loan on the Ant Borrowing page. Buyers need to bind Alipay account when using Taobao. If the buyer needs funds, he can borrow money from the Ant Borrowing page. The loan entrance in Taobao is borrowed by ants.

If the user can't find the loan entrance, he can contact Taobao Xiaomi for loan details. Whether it is the seller or the buyer, the loans used are provided by online merchant banks or lending institutions that cooperate with online merchant banks.

When users borrow money from Taobao, they are actually borrowing money from ants or online merchants from banks. Users can borrow money directly from ants or online merchant banks, without having to borrow money through Taobao.

If users borrow money from ants or online merchant banks with overdue records, they will not be able to borrow money from Taobao. Not only that, after users borrow money overdue by ants, the overdue records will be uploaded to the personal credit information system of China People's Bank by Alipay, which will affect users' daily life.

3. Can Taobao shop get a loan?

The amount of Taobao loan is related to the seller's historical real transaction record. The seller logs on to Taobao backstage and enters the Taobao loan managed by the store, so he can inquire about his loan amount (these amounts are automatically calculated by the system). Within the loan amount, the seller can apply for a loan quickly. Taobao credit loan does not need mortgage or guarantee, and the loan is obtained purely by the credit of the owner. The shopkeeper doesn't need to provide any mortgage. Taobao credit loan application conditions are:

1) Taobao Store has been operating effectively in the last 6 months, with effective monthly transaction volume and good operating conditions;

2) Honest and trustworthy, and the store has a good credit record;

3) Store registrant 18-65 years old, with full capacity for civil conduct. To apply for a Taobao order loan, you must first meet the following conditions: 1) Store registrant 18-year-old Taobao seller with full civil capacity; 2) Taobao stores have been operating effectively in the last two months, with effective trading volume every month; 3) Honest and trustworthy, and the store has a good credit record.

Can Taobao borrow money? Where is it?

Taobao does not have this business. But Alipay does. You can find it directly on Alipay.