Teachers can get loans without mortgage or guarantor, and they can also guarantee loans for others. The interest rate is more or less, generally around 6,7%. Some places are also interest-free for teachers. According to your local consultation, if the interest rate is 6%, that is, 600 yuan, 654.38 million yuan a year is 6,000 yuan, 30,000 yuan in five years, and the due principal is130,000 yuan. Now that the bank has started lending this year, it can apply.