Is Baidu Wallet Loan Formal —— The Essence of Platform (APP)
It is understood that Baidu wallet has been upgraded to Xiaoman (financial) wallet, and Xiaoman Financial's credit service brand has money to spend, big brand, reliability and low interest rate. Qianhua is a credit service brand under Xiaoman Finance (formerly Baidu Finance). Since its launch, it has attracted much attention from all walks of life, and under the supervision of many parties, it has continuously innovated, provided personal consumer credit services to the public, and created an innovative consumer credit model. From the nature of the platform, we can probably see whether it is formal or not!
Whether Baidu Wallet Loan is Formal —— Highlights of the Platform (APP)
Many lenders are more concerned about the security, credit level and approval speed of the loan platform.
The interest rate for spending money is very low. If cash is withdrawn by credit card, the average daily interest rate is 0.05%, that is, the daily interest rate of the loan of 6,543,800 yuan is 5 yuan. Compared with credit cards, the interest rate of money spent is more transparent. The daily interest rate of money spent is as low as 0.02%, and the lowest interest rate for a loan of 654.38+100,000 yuan is from 2 yuan every day.
At present, the expenses of Easy Loan include: interest, loan handling fee (if any), and default interest will be charged if it is overdue. Early repayment is supported by easy loans. Whether there is liquidated damages for prepayment is subject to the page display. The specific charging standard is subject to the loan page display.
Generally speaking, the analysis of the above aspects is "Is Baidu wallet loan formal?" The answer to this question. Then everyone can decide whether to use money for loans according to their own judgment or according to the above analysis.