You can apply for a mortgage loan. In your understanding, the age of the house will increase the possibility that the application for bank mortgage loan will be rejected. I suggest you go to a regular lending institution for consultation and detailed consultation. Let me give you a brief introduction to what kind of house will be rejected when applying for a mortgage loan at the bank:

1. The age of the house is old, and the bank's requirement for the age of the house is a house with a property certificate within 25 years, which can be discussed.

2. There are economic disputes under the names of individuals and enterprises, and the amount involved is greater than the value of the house, which can be negotiated.

3. Property owner 18 years old or over 65 years old, negotiable.

4. No running water, inaccurate use of funds, negotiable,

5, property rights, land nature is not accurate, or blank, negotiable.

6, the name of the husband and wife housing, one of them does not come forward to handle, you can negotiate.

The above are the hard conditions for not applying for a house if the loan is greater than the loan. I hope you can adopt it. Thank you!