China Merchants Bank accepts commercial houses/commercial houses with clear products and strong liquidity as collateral, and requires that the property right certificate has been completed, can be listed and circulated, and the mortgage registration is handled according to law, and there are no adverse liquidation situations such as property rights disputes. It is suggested to directly contact the personal loan department of the local outlets for advice on whether a specific farm house/demolition house/self-built house/fund-raising house/small property right house can apply for a loan.