If there is no money in the bank card and Alipay, and you receive the loan information from Alipay, it is likely that Alipay has transferred the money to your school account, which means paying your tuition.

Log in to your Alipay to check the transaction details and see if there is this entry-exit account. If there is, see if the amount is right.

If you can't find it, I suggest you ask your classmates if they have similar experiences. Let's discuss what it is before making plans!

In a word, it's no use rushing, your money won't evaporate for no reason.