1. Collateral (pledge) guarantee: it shall be implemented in accordance with the relevant provisions of personal investment and operation loans of China Bank.

2. Guarantee by professional guarantee company: China Bank obtained irrevocable joint and several full liability guarantee provided by professional guarantee company.

3. Joint guarantee: Industry members with strong economic strength and good personal reputation form a "joint guarantee group", sign a joint guarantee agreement and undertake joint and several liability guarantee. Among them, each joint guarantee member can be both a borrower and a guarantor, and meet the following conditions:

(1) The joint guarantee agreement shall specify the borrowing method and the responsibilities of the borrower and guarantor; (2) the joint guarantee must be carried out on the basis of "households", and the number of joint guarantee members shall not be less than 3. "Households" generally take households as the unit and adopt the mode of multi-household joint contracting, taking the projects they operate as the unit. If family property is involved as collateral property, the consent of the spouse should also be obtained;

(3) The domicile or main business premises of the joint guarantee members should be relatively concentrated.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

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