Let's change it as soon as possible. I suggest that you apply for a loan from a formal institution in the future. I hope I can help you.

The process of handling loans:

1. The borrower shall submit the loan application materials to:

2. Preliminary examination of the application materials submitted by the borrower;

3, through the preliminary examination and credit investigation, in line with the loan approval conditions;

4. After approval, notify the borrower to go through relevant procedures such as contract signing, loan, mortgage or pledge;

5. After the loan contract comes into effect, issue loans;