Hello, if you want to apply for a loan in China Merchants Bank, you must have a local China Merchants Bank, the lender 18 years old or above, and have proof of repayment ability. If the above three points are met. Can you provide a loan? Is it to buy a house or a car, to consume or operate, to study abroad and so on? In addition, if there is no collateral, 1. We have personal credit loans (salary loans, direct loans above gold cards), but the requirements for borrowers are relatively high (generally high-end customers, such as customers with more deposits in our bank or civil servants). Whether you can apply, you need to contact the nearest loan department of China Merchants Bank for confirmation. 2. Please see if there are any things such as term bonds, entrusted wealth management, foreign exchange trading account funds and personal life insurance policies mortgaged to the bank under your name. 3. If it is a business venture, at present, the bank has not started personal business venture loan business. For investment purposes, you can't apply for a loan at present. At present, students only apply for study abroad loans.

The car cannot be directly mortgaged to China Merchants Bank to apply for a loan.