China Merchants Bank credit card installment application conditions are:
1. Cardholders can apply for installment payment for unbilled transactions (except transactions recorded one day before the billing date and one day before the billing date of the corresponding bill). If the merchant fails to settle accounts with China Merchants Bank within two days after applying for installment payment, the installment payment application will be automatically cancelled.
2. For transactions that are not paid in installments, the minimum amount of each application shall not be less than RMB 500 yuan. The total amount of installment application must be equal to the sum of the original transaction amounts, and cardholders are not allowed to apply for partial installment payment for a single transaction that has not been accounted for.
3. Transactions that can't apply for installment payment include: prepaid cash transactions, installment payment transactions and various fees (such as annual fees, interest, late fees and other credit card fees), US dollar account transactions, RMB funds that have applied for foreign exchange purchase, real estate transactions, pre-authorization transactions and other transactions designated by the bank credit card center.
4. Once the cardholder's bill installment application is approved, it is irrevocable, and the installment amount and number cannot be changed.
5. Whether the transaction installment application is passed or not shall be subject to the comprehensive evaluation result of China Merchants Bank Credit Card Center.