No shame. The most important thing is to save face. I feel that applying for a student loan is tantamount to admitting that my family environment is not good and I need to apply for a student loan to complete my studies. There are still many people who have the wrong idea that they can't be in debt and won't apply for a student loan even if they are swollen.

Of course, if relatives and friends are willing to borrow money and work part-time at the university, they can also attend the university. I just haven't changed my mind. Many people insist on not owing money.

First, the procedure is troublesome. In some places, the procedures for the first year are complicated, and all kinds of supporting materials need supervision besides parents, which scares many college students who want to apply. But in fact, apart from the trouble in the first year, it is relatively simple to deal with it later.

Second, the issue of face. Some students think that after applying for a student loan, they will look down on me when they arrive at the university. They think I'm poor and will lose face.

Third, I am afraid that I will have a burden in the future. Just graduated with a low salary and tens of thousands of loans. There is really pressure in my heart, which also makes many students flinch.

Fourth, I am too much trouble. Some materials for handling the loan are not ready, so I have to make several trips. I only ran three or four times and got it done. Many students feel troublesome and give up handling.