First, BYD zero down payment interest-free loans to buy a car conditions
1, a natural person with full capacity for civil conduct
2. Have a local permanent residence or valid residence status and a fixed detailed address.
3. Have a legal occupation and a stable and reliable source of income, and have the ability to repay the loan principal and interest on schedule.
4. Holding the agreement or contract for the purchase of designated brand cars signed with the BYD dealer of the lender.
5. To provide property mortgage, pledge or third-party guarantee recognized by the lender, the guarantor shall be an individual or unit recognized by the lender with compensatory ability and joint liability.
6. If the buyer is a husband and wife or a family member, he must be present to apply. If one party cannot be present for any reason, it shall fill in the power of attorney and sign and seal it.
7. The down payment shall not be lower than the bank designated by the lender.
8. Implement other loan conditions stipulated by the loan bank.
As long as you meet the appeal conditions, you can apply for BYD zero down payment interest-free loan to buy a car, so BYD Qin can pay zero down payment.
Second, is it cost-effective for BYD to buy a car with zero down payment and interest-free loans?
1. Different lending institutions have different regulations on the handling fee for BYD's zero down payment interest-free loan to buy a car. Some need to charge a handling fee, while others don't. If it is free, it will be more affordable. If you must charge the battery once, you must go through careful calculation and calculation.
2. For buying a car with an interest-free loan, the price of the car will always rise to a certain extent, and the price of buying a car in cash cannot be the same as that of buying a car with a loan. In this case, you have to calculate how much the floating amount is, and whether it exceeds the total interest of buying a car with a commercial loan.
There are many ways to borrow money to buy a car, but there is always a product that suits you. Friends in need can click directly.
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