If you need money urgently, you can borrow money through the following channels:

I. Bank loans

Many banks have launched online pure credit loan products, which can be applied directly through the mobile banking client. The whole process is online and the procedure is simple. It generally takes about 10 working days from the submission of the application to the issuance of loan funds (the specific arrival time will vary from bank to bank, depending on the actual situation).

Second, the online lending platform

Many online lending platforms have simple application thresholds and can operate loans by providing personal ID cards and bank cards. Apply on the same day, and the loan will be approved as soon as possible, even in a few minutes. You can apply on the following online lending platforms:

1, the degree is small and complete.

The original Baidu Finance was operated independently after being split and financed by Baidu Financial Services Group. The loan amount ranges from 500 to 200,000. The annualized interest rate starts at 7.2%, and the minimum interest of 10,000 yuan a day is two yuan. The loan term can be 3, 6, 12 months. Borrow it on the same day and pay it back the next day, with daily interest.

2. Ants borrow it

The credit consumer loan products launched by Ant Consumer Finance are designed for ordinary consumers. The threshold for application is sesame score above 600. According to sesame score, the loan amount ranges from 1000 to 300,000. The longest loan term is 12 months, and it is supported to be repaid as you borrow. The daily interest rate of the loan is between 1.5 and six ten thousandths.

3.JD.COM gold bars

The loan products of JD Finance mainly provide cash loan services for users with good credit. The maximum withdrawal amount can reach 200,000. You don't need a mortgage, you just need to bind a bank card to get a loan. Loan-as-you-borrow repayment is supported, and repayment can be made in advance or in different terms such as 1, 3, 6, 12. The minimum daily interest rate is 0.025% and the maximum annualized interest rate is not more than 36%. The monthly interest rate is 0.39%- 1. 13%/ month.

4360 IOUs

The personal and microfinance platform of 360 Digital Branch (formerly 360 Finance) provides consumer loans based on 360 big data. The maximum loan amount is 200,000. From one thousand loans 12 daily fee 17 cents, the annualized interest rate starts from 7.2%. It can be divided into 24 periods at the longest.

5. Comfortable flowers

Consumer finance immediately launched a revolving line of consumer loan products. According to the user's credit situation, provide loans ranging from 5 million to 200 thousand. The annualized interest rate of the loan is between 7.2% and 24%, and the average daily interest of a thousand loans is 0. 1 1 to 0.39. The loan term is 3, 6, 12, 24 and 36 installments.

6. Meituan borrows money

The unsecured loan service provided by Meituan Finance for Meituan merchants and consumers. Open applications for users aged 20-55 who have completed real-name registration on Meituan platform. The maximum loan amount is 300,000 yuan, and the annualized loan interest rate is 7.2%, which can be divided into 36 installments at the longest.

7. Stage music

Lexin's financial service platform provides personal consumption credit and scene staging. The maximum loan amount is 200,000 yuan, the expected annualized interest rate on the loan day is between 0.02% and 0.0483%, and the loan is within 1 10,000 yuan, and the longest interest-free period is 30 days. The longest loan period is 36 periods.

8. Weibo borrows money

Weibo's credit service products. The maximum loan amount is 200,000 yuan, the longest loan period is 12 months, and the daily loan interest rate is 0.04% (subject to the approval result).

9. Zhilian Good Loan

Credit loan products under Zhaolian Finance. The maximum loan amount is 200,000 yuan, the longest loan period is 36 months, and the daily interest rate is between 0.029% and 0.0495%.

Where can I borrow money quickly if I need it urgently?

Bank loan.

Banks have many loans to choose from, such as credit loans, mortgage loans and secured loans. Bank loan interest will be lower, and all aspects will be safer and more secure.

Online loan.

Although compared with banks, the loan amount that online loans can apply for is not particularly high, but its threshold is low, the whole process is online, the review process is simple, and the loan is rapid, which can save lenders a lot of time and is more suitable for urgent use of money.

Where can I borrow money for urgent needs?

Formal lending platforms are:

First, Qianhua: Qianhua is a credit service product under Baidu, which has a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1 10,000 yuan loan 1 annual average daily interest 1. 1 yuan. The better the credit, the lower the interest rate.

Second, Lending Bao: Lending Bao is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users. Ordinary users can only apply for opening if the sesame score is above 600. According to sesame score, the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. It has always been a conscience loan.

3. Return: Shanghai Jihe Information Technology was established on 20 15 and returned the products on 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.

4. Micro-loan: Weizhong Bank is the first Internet bank under Tencent. Its products include micro-loan and micro-car loan, and it is committed to providing fast financial services for small businesses and individual consumer groups.

Verb (abbreviation of verb) Paipai Loan: Paipai Loan was established in 2007 and is a p2p financial platform listed on the New York Stock Exchange. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.

Money is badly needed, where is the loan formal?

1. Deluxe

Baixin bank is a personal micro-loan product. Provide users with a loan amount of up to 200,000. The daily comprehensive interest rate is between 0.02% and 0.05%. The longest service life is 12 months. As long as the credit information is not too bad, the user of the account can also pay 6000 yuan, and the credit line can be directly used by binding WeChat.

2. Living expenses of the American delegation

Meituan's life consumption is a personal credit loan launched by Meituan and licensed consumer finance. The maximum amount is 50,000 yuan, and the daily interest rate is between 0.02% and 0.05%. Moreover, if there is no bad credit record, you can get a credit line, and borrowing is very safe and convenient.

3. Cloud Flash Loan

Yunshan Loan is a personal consumer credit product under China UnionPay. Anyone who has used the Yunshan Pass is no stranger. At present, the maximum applicable amount of Yunshan loan is 200,000 yuan, and the longest service period is 12 months. The daily interest rate is between 0.02% and 0.05%. Provide personal identification and face recognition when applying, and then provide personal basic information.

4. Intentional loan

Willful lending is also a safe and reliable online lending platform. It is a personal consumption installment loan under Suning Consumer Finance. The maximum is 300 thousand, and the interest is not very high. The daily interest rate starts from 0.02% and is divided into 1- 15 installments. I often use Suning for shopping, and it is easy for users to apply. Usually it will be received on the same day. It is also an online lending platform that can borrow money quickly.

withdraw cash

Credit products of Zhongyuan Consumer Finance can also be accessed through Alipay. You can apply for sesame score above 580 points. The maximum amount is 200,000. The minimum daily interest rate is 0.02%, not exceeding 0.05%. If the conditions are good, the number of applications will be high. Interest is also very low. Exit can be divided into 12 stages at most, and review is also very fast. As long as the conditions are met, the loan can be released as soon as 1 minute.

Borrow interesting flowers

Users who are in urgent need of money and want to borrow money quickly can also choose Lehua Loan. Lending is a formal credit lending platform under Ctrip Finance. The security of the loan can still be guaranteed. The loan amount is 200,000 yuan, and the annualized interest rate starts from 7.2%. The service period is 3- 12. Users who often use Ctrip to buy travel tickets will be easier to pass, and the quota recovery is also very convenient.