The signing of contracts perfects and legalizes all transactions and activities, and plays an immeasurable role in social harmony. It also plays an important role in praying for the social development of the legal system. Today I will share with you the loan contract, come and collect it.
Formal private loan contract template 1
Party A (borrower): _______________
ID number: ____________________
Party B ( Lender):_______________
ID number: _______________
Party A and Party B have reached the following agreement on the basis of equality, voluntariness and consensus on the borrowing matter, in order to ensure the mutual consent of both parties. obey.
Party B lends Party A RMB (in capital letters) _______________, which shall be delivered to Party A before ____ month ____ day of ____ year.
Loan interest: _______________
Loan term:
Repayment date: ____year, ____month, ____day. Repayment method: Cash/__________ payment.
Liability for breach of contract:
1. Liability for breach of contract by the borrower
(1) If the borrower does not use the loan for the purpose specified in the contract, the lender has the right to take it back For part or all of the loan, penalty interest will be charged based on the interest rate specified by the bank for the portion used in default.
(2) If the borrower fails to repay the loan overdue, the lender has the right to recover the loan and pay a daily interest of 1% from the maturity date.
(3) The borrower If the use of borrowed money causes losses and waste or uses the loan contract to conduct illegal activities, the lender should recover the principal and interest of the loan, and the relevant units should hold those directly responsible for administrative and economic responsibility. If the circumstances are serious, criminal liability shall be investigated by the judicial organs.
2. Lender’s liability for breach of contract
(1) If the lender fails to provide the loan on time, it shall pay the borrower liquidated damages based on the default amount and the number of days of extension. The calculation of the amount of liquidated damages is the same as the calculation of the penalty interest charged to the borrower.
(2) Anyone who uses a loan contract to conduct illegal activities will be held accountable administratively and economically. If the circumstances are serious, criminal liability shall be investigated by the judicial organs.
Dispute resolution method: The two parties shall resolve the dispute through negotiation. If the dispute cannot be resolved, it shall be submitted to the People's Court of __________.
This contract is effective from ______. This contract is made in two copies, with each party holding one copy. The text of the contract has the same legal effect.
Party A (signature and seal): Party B (signature and seal with copy of ID card):
Contract signing date: Contract signing date:
Formal private loan contract template 2
Borrower: __________________
Lender (full name): __________________
Guarantor (full name): __________________
Guarantor (full name): ____________________
In accordance with relevant national laws and regulations, all parties have entered into this contract through consultation and consensus. All terms of this contract have the same legal effect.
1. Borrowing
1. Loan amount (in capital letters): RMB_____________
2. Purpose of borrowing: __________________
3. The loan period starts from ____ month ____, _____ year, to ___ month ____, _____ year.
4. The monthly interest rate for borrowing is: _____, and the interest is settled half a year.
5. If the loan amount, loan period, interest rate, etc. recorded in this contract are inconsistent with those recorded in the IOU, the IOU will prevail. The IOU is an integral part of this contract and has the same legal effect as this contract.
6. If the lender believes that the creditor's rights are risky, it can call it back in advance.
7. Compound interest will be settled annually based on the interest rate agreed upon by both parties.
2. Transfer method
In accordance with this contract, the lender will transfer the above loan amount to the borrower's account opened at _________ bank. The account number/bank card number is: _______________ .
3. Repayment:
The borrower and the lender agree to settle interest half a year and repay the principal when due. The interest settlement dates are ____ month ____ day _____ year and ____ month ____ day _____ year respectively. The borrower must settle interest on each interest settlement date. If the last repayment of the loan principal is not on the interest settlement date, the unpaid interest shall be paid off along with the principal.
4. Loan Guarantee
1. The form of guarantee under this contract is guarantee.
2. The scope of guarantee includes: loan principal, interest, liquidated damages, litigation (arbitration) fees, lawyer fees, disposal fees, transfer fees, etc. under this contract. The lender’s fees for realizing claims and security rights.
3. The guarantee method is joint liability guarantee.
4. The guarantor has obtained the authorization required for the guarantee of this contract in accordance with relevant regulations and procedures.
5. If there are more than two guarantors under this contract, each guarantor shall be jointly and severally liable for the guarantee for the loan under this contract, and the lender shall have the right to choose any one or each guarantor. Bear guarantee liability.
6. The guarantee period is two years from the maturity date of the loan.
7. If the debtor fails to perform the debt as stipulated in this contract, the guarantor shall voluntarily perform the guarantee liability. If the guarantor fails to perform the guarantee responsibilities as stipulated in this contract, the lender has the right to directly transfer the money from the guarantor to any account.
8. Under any of the following circumstances, the lender has the right to require the guarantor to assume guarantee liability.
(1) The debt performance period under this contract expires.
(2) The guarantor is revoked, the business license is revoked, ordered to close, or other reasons for dissolution occur.
(3) The guarantor is accepted by the People’s Court for bankruptcy application or ruled for settlement.
(4) The borrower or guarantor dies, is declared missing or is declared dead.
(5) The borrower and guarantor violate their obligations under this contract.
(6) Other circumstances that seriously endanger the rights of the lender.
4. Dispute Resolution
If a dispute occurs during the performance of this contract, the parties may resolve it through negotiation or proceed through litigation. During the course of the litigation, the provisions of this contract that are not involved in the dispute must still be enforced.
5. Effectiveness and number of copies of the contract
This contract shall take effect from the date of signature or seal by all parties.
This contract is made in ___ copies, including ___ copies for the borrower, ___ copies for the lender, and ___ copies for the guarantor, all of which are equally valid.
Borrower (signature) Lender (signature)
Name and number of identity document Name and number of identity document
Guarantor (signature) Guarantor ( Signature):
Legal representative or authorized agent:
Name and number of ID card:
Date of signing: Year, month and day
Signing place:
Formal private loan contract template 3
Lender: Borrower: ________ ID card: __________________
Through the lender and borrower This contract was signed by consensus and in accordance with the relevant national laws, regulations and rules.
Article 1 Amount, type and purpose of loan: The lender agrees to grant a loan to the borrower within the period from __month___, year _____ to __month__, year _____, The amount is RMB (in capital letters)_______________. The type and purpose of the loan shall be subject to the loan IOU.
Article 2 Loan period: The loan period of each loan under this contract shall be subject to the loan IOU.
Article 3 Borrowing interest rate: The borrowing interest rate in this contract shall be agreed upon by the lender and the borrower in accordance with the national interest rate policy at the time of the loan, and shall be subject to the IOU for the current loan.
Article Four repayment methods: This contract stipulates that the interest payment method is monthly advance payment, and late payment of interest will be deemed as a breach of contract. The principal will be returned in one lump sum when the loan period expires, and the interest will be paid off along with the principal.
Article 5 Loan extension: If the borrower needs to extend the loan period, he should apply in writing to the lender before the loan maturity date. With the consent of the lender and guarantor, the lender, borrower and guarantor shall sign a separate extension repayment agreement. The interest rate is based on the previously agreed interest rate.
Article 6 Liability for breach of contract:
(1) The borrower’s breach of contract and its liability for breach of contract: 1. If the loan principal is not repaid on time (including extension), the loan principal will be charged from the overdue date. The interest rate stipulated in the loan note is subject to an additional penalty interest rate of _0.3_%/day. 2. If the loan interest is not paid on time, the interest will be recovered based on the penalty interest rate. 3. If the loan is not used as stipulated in the contract, a penalty interest rate of _3_% will be charged based on the agreed interest rate during the misappropriation period. 4. The borrower can repay the loan in advance; if the loan is returned in advance for less than half a month, the lender has the right to charge the borrower 5 days of interest based on the actual number of days according to the period and interest rate agreed in this contract. 5. The borrower withdraws the undue loan in advance under any of the following circumstances: (1) Failure to repay the loan principal or interest on time, or failure to repay the loan principal and interest in accordance with the repayment method specifically agreed upon in the loan note; (2) Failure to use the loan according to the agreed loan purpose; (3) Failure to accept or cooperate with the lender's inquiry or supervision of the use of the loan; (4) Failure to pay off other due debts to the lender on time or failure to pay off any other debts on time. Due debts from financial institutions or third parties; (5) Participation in major gambling, drug abuse and other disciplinary and illegal activities; (6) Other circumstances that seriously affect the ability to repay loans or loss of credit. 6. The guarantee provided by the borrower shall maintain its due guarantee credit capacity before the lender's rights in this contract are extinguished. If the security of the property loses its guarantee effect or the guarantor encounters one of the same or similar circumstances as mentioned in Article 6 (1)-5 of this contract, the lender has the right to withdraw the unexpired loan in advance.
(2) Lender’s breach of contract and its liability for breach of contract: If the lender fails to provide a loan to the borrower as agreed, it shall bear the following responsibilities to the borrower: 1. Pay the default interest rate to the borrower at the overdue penalty interest rate 2. Compensate the borrower for direct losses exceeding the liquidated damages (indirect losses and available benefits are not within the scope of compensation).
Article 7 Performance of the Contract: The borrower shall provide at least two accounts. When the lender transfers the loan to one of the accounts, the lender shall be deemed to have fulfilled its obligation to issue the loan.
Article 8 The establishment and effectiveness of the contract: 1. This contract shall be established from the date of signature (seal) by both parties. 2. The borrower should provide appropriate guarantees for the lender’s claims. If within thirty days from the date of establishment of this contract, the borrower fails to provide qualified mortgage guarantee for the lender's claims, the lender has the right to terminate this contract.
Article 9 Other agreed matters:_________________________________________.
Article 10 Any dispute arising from this contract shall be under the jurisdiction of the People's Court of the place where the lender is domiciled.
Article 11 Supplementary Provisions
1. The loan note is an integral part of this contract and has the same legal effect as this contract.
2. The lender has requested the borrower to have a comprehensive and accurate understanding of the terms of this contract, and has given the borrower special reminders and sufficient explanations of the bolded portions of this contract; All terms were fully negotiated before being entered into.
Signing place: __________________ Signing time: _________year____month____day
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