One-time repayment method: use all the balance of the provident fund for one-time repayment of commercial loans, and pay back a little every month for loans that have not been repaid in the future, only once a year. Monthly repayment method: withdraw a sum of money from the borrower's personal housing provident fund every month to pay the mortgage principal and loan interest of the month. You can withdraw money once a month.

What materials do you need to withdraw the provident fund and return the commercial loan?

1, room book (if it is someone else, you need to show your marriage certificate);

2. Bank repayment records (no overdue or default records);

3, a bank card (bank account, used to pay personal provident fund;

4. The original ID cards of myself and the staff.

5. Please go to the Provident Fund Management Office to get the withdrawal application form:

6, retirement certificate, this provision applies to retirees or retired personnel;

7. Take the minimum living guarantee certificate as an example. It is for families with difficulties and families with difficulties. You need to bring your own id card, household registration book and other copies.