1. If the borrower withdraws the balance of the provident fund to pay the house payment before the loan, the balance of the provident fund in the provident fund account is zero, so your provident fund loan amount is zero, which means that you will not apply. Provident fund loan. Don't prepay the loan in the first year. According to the relevant provisions of provident fund loans, part of the prepayment should be made one year after the loan is paid off, and the amount refunded should exceed the repayment amount of six months.

2. Please don't support yourself when your debt repayment ability drops during the loan period and it is difficult for you to repay the loan. ICBC customers can apply to ICBC for extending the loan term. If our investigation is true and the loan principal is not in default, ICBC will accept your application for extending the loan term.

3. After you pay off all the principal and interest of the loan, you can go to the real estate area or county to cancel the mortgage loan with the bank's loan settlement certificate and other rights certificates of the mortgaged real estate. Don't lose the loan contract and loan.