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Common formats of project construction loan agreement

Contract number: _________

Construction project: _________

Lender (Party A): _________

Borrower (Party B): _________

According to national regulations, the loans required by Party B for capital construction shall be granted after review by Party A. In order to clarify the responsibilities of both parties and abide by their credibility, we have signed this contract and agree to abide by it.

Article 1 Party B shall borrow RMB (in capital letters) _________ yuan from Party A based on the approved annual capital construction plan for the _________ construction project. The estimated quarterly expenditures are: _________ yuan in the first quarter; _________ yuan in the second quarter; _________ yuan in the third quarter; and _________ yuan in the fourth quarter.

Article 2: Purpose of borrowing: Purchase of equipment _________ units (sets) _________ yuan; civil construction _________ square meters _________ yuan; others _________ yuan.

Article 3 Loan interest shall be charged at an annual interest rate of _________%; if Party B cannot return it as agreed above, the loan that has not been returned from the following year will be regarded as overdue repayment and interest will be increased _________; misappropriated loans , plus penalty interest _________ from the period of misappropriation. Loan interest is calculated based on actual expenditure and compound interest is calculated. If interest rates change due to national policy, the loan interest rate in this contract will be adjusted accordingly according to the policy.

Article 4 Party B guarantees that all loans provided by Party A will be repaid from _________year___month to _________year____month. If the above-mentioned repayment period needs to be extended or shortened due to major adjustments to the basic depreciation rate of fixed assets, taxable rates, product prices, etc. stipulated by the state, the two parties will calculate through negotiation, adjust the repayment period, and sign a supplementary text.

Article 5: The source of funds for loan principal and interest repayment. Both parties agree to use the following funds to repay the loan after the construction project is put into operation according to regulations:

1. Capital construction revenue;

2. Basic depreciation fund for newly added fixed assets;

3. Fixed asset tax;

4. Profit.

If Party B’s repayment exceeds the contract period, the source of funds for principal and interest repayment shall be handled in accordance with regulations.

Article 6 Party B provides guarantee for the repayment of the principal and interest of the loan in the form of mortgage or third-party guarantee, and the mortgage (or guarantee) agreement is included as an attachment to the contract.

Article 7 If Party B cannot repay the loan on time when the loan expires, the guarantor will repay it on behalf of the guarantor. If the guarantor fails to repay the loan three months after receiving the repayment notice from the lender, Party A can directly obtain payment from Party B. Or withheld from various investments or deposits of the guarantor; if the guarantee is provided in the form of a mortgage, the mortgaged property can be sold to repay the loan.

Article 8 Within the total loan amount stipulated in this contract, Party B shall prepare annual and quarterly payment plans based on the approved annual plan and construction progress, and submit them to Party A for review, and Party A shall provide funds accordingly. Party A guarantees that funds will be supplied in a timely manner within the approved annual loan plan and in accordance with the relevant regulations on infrastructure loans. If Party A fails to provide the loan on time due to its responsibility, Party B shall be paid liquidated damages based on the default amount and the number of days of extension. The calculation of liquidated damages is the same as the calculation of penalty interest stipulated by the bank to charge Party B.

Article 9 Party A has the right to inspect and supervise the use of the loan, and understand Party B’s business management, plan execution, financial activities, material inventory, etc. Party B shall provide relevant statistics, accounting statements and information. If Party B fails to use the loan as stipulated in the contract, Party A has the right to recover part of the loan and impose penalty interest on the defaulted portion in accordance with bank regulations. If Party B repays the loan in advance, the interest shall be reduced in accordance with regulations.

Article 10 Statement and Warranty

Party A:

1. Party A is an enterprise established in accordance with the law and existing legally, with the right to sign and the ability to perform this contract.

2. All procedures required for Party A to sign and perform this contract _________ have been completed and are legal and valid.

3. When signing this contract, no court, arbitration institution, administrative agency or regulatory agency has made any judgment, ruling, award or specific administrative decision that would have a significant adverse impact on Party A's performance of this contract. Behavior.

4. Party A has completed the internal authorization procedures required to sign this contract. The signer of this contract is Party A’s legal representative or authorized representative.

This contract will be legally binding on both parties after it takes effect.

Party B:

1. Party B is an enterprise established in accordance with the law and existing legally, and has the right to sign and the ability to perform this contract.

2. All formalities _________ required by Party B to sign and perform this contract have been completed and are legal and valid.

3. When signing this contract, no court, arbitration institution, administrative agency or regulatory agency has made any judgment, ruling, award or specific administrative action that would have a significant adverse impact on Party B's performance of this contract. .

4. The internal authorization procedures required by Party B to sign this contract have been completed. The signer of this contract is Party B’s legal representative or authorized representative. This contract will be legally binding on both parties after it takes effect.

Article 11 Confidentiality

Both parties promise to keep confidential the business secrets (technical information, operating information and other business secrets) obtained from the other party and cannot be obtained from public channels. A party shall not disclose all or part of a trade secret to any third party without the consent of the original provider of the trade secret. Except where otherwise provided by laws and regulations or otherwise agreed upon by both parties. The confidentiality period is _________ years.

If a party violates the above confidentiality obligations, it shall bear the corresponding liability for breach of contract and compensate for the losses caused thereby.

Article 12 Force Majeure

Force majeure as mentioned in this contract refers to objective events that cannot be foreseen, cannot be overcome, cannot be avoided, and have a significant impact on one party, including but not limited to natural events. Disasters such as floods, earthquakes, fires and storms, and social events such as wars, unrest, government actions, etc.

If the contract cannot be performed due to the occurrence of a force majeure event, the party encountering the force majeure shall immediately notify the other party in writing of the accident and shall provide details of the accident and the inability or need to perform the contract within _________ days Written information on postponement of performance. After both parties agree, negotiate to terminate the contract or temporarily postpone the performance of the contract.

Article 13 Notices

1. All notices that need to be issued under this contract, as well as document exchanges between the parties, and notices and requirements related to this contract, must be in writing. It can be delivered by ________ (letter, fax, telegram, delivery in person, etc.). If the above methods cannot be delivered, the method of delivery can be adopted.

2. The correspondence addresses of all parties are as follows: _________.

3. If one party changes its notification or mailing address, it shall notify the other party in writing within ____ days from the date of change; otherwise, the party that has not notified shall bear the corresponding liabilities arising therefrom.

Article 14 Handling of Disputes

This contract shall be governed by and interpreted in accordance with the laws of _________ country.

Disputes arising during the performance of this contract shall be resolved through negotiation between the two parties, or may be mediated by the relevant departments; if negotiation or mediation fails, the dispute shall be resolved in accordance with the following _____________ method:

< p>1. Submit to ________ Arbitration Commission for arbitration;

2. File a lawsuit with the People's Court in accordance with the law.

Interpretation of Article 15

This contract shall be understood and interpreted in accordance with the purpose of the contract and the original meaning of the text. The title of this contract is only for the convenience of reading and shall not affect the Interpretation of this Contract.

Article 16 Supplements and Attachments

Matters not covered in this contract shall be implemented in accordance with relevant laws and regulations. If laws and regulations do not provide for them, Party A and Party B may reach a written supplementary agreement. The attachments and supplementary agreements to this contract are integral parts of this contract and have the same legal effect as this contract.

Article 17 Contract Validity

This contract shall take effect from the date of signature and official seal of both parties or their legal representatives or their authorized representatives. The validity period is _________years, from _________year____month____ to _________year____month____.

This contract is made in _________ copies, with each party holding _________ copies, which have the same legal effect; there are _________ copies of the contract, and one copy shall be sent to _________ for retention.

Party A (official seal): _________ Party B (official seal): _________

Legal representative (signature): _________