4.35%、4.75%、4.90%。 According to the information released by Panjin Commercial Bank, in 2022, the loan interest rate will be 4.35% within one year, 4.75% for loans from one year to five years, and 4.90% for commercial loans with a loan term of more than five years. The loan interest rate refers to the ratio of the interest amount to the principal amount during the loan period, which is the interest rate charged by banks and other financial institutions to borrowers when granting loans.