1. The applicant is 18 years old and is a citizen of Chinese mainland.

2. China citizens who have permanent residence in China and permanent residence in the local area and have full capacity for civil conduct.

3. Have a good legal occupation and stable economic income, and have the ability to repay the principal and interest of the loan on schedule.

4. Abide by laws and regulations, and have no illegal acts and bad credit records.

5. Obtained a personal credit rating above Grade A in China Industrial and Commercial Bank.

6. Open a personal settlement account in China Industrial and Commercial Bank.

Two. The borrower shall submit the following information to the bank:

1, loan application approval form.

2. A copy of my valid ID card.

3. Proof of residential address (household registration book or receipt of rent, water, electricity and gas expenses for the past three months).

4. Proof of occupation and income (original and photocopy of work certificate, bank payroll passbook, etc.). ).

5. Effective contact information and telephone number.

Extended data:

Ping An I Loan has a fixed repayment period every month. If it is overdue, it will be reported to the credit information system. Once the credit information system has an impact, it will be difficult to borrow money in the future. Not only that, it will also cause very serious penalty interest. In fact, the penalty interest of Ping An I loan is very high, usually 30% more than the daily interest rate.

In the worst case, your personal information will be blacklisted for dishonesty. Not only will you not be able to enjoy any financial services, but your daily consumption will also be restricted, and you will not be able to take high-end travel tools, such as airplanes and high-speed trains. What's more, it will also affect your children's attendance at key schools.

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