Baiqian Finance actively practices inclusive finance and responds to the national policy of vigorously developing consumer finance, expanding domestic demand and building a credit society. Its business covers consumer finance services, auto finance services and cash loan services. Rong 360 (fangdai 123) shows you a collection of knowledge about financial management consumption stage (1)-consumption stage.

What are the requirements for cash installment without appointment?

① The age is 18-55 years old.

(2) I have handled loans in other companies.

③ The historical overdue situation is good.

(4) The loan repayment of other companies has reached 4 months or more.

Features: 0 down payment, low interest.

Lend money within 2 working days after successful handling. Delays caused by other factors (such as banks) are not excluded.

If the loan has been settled, the settlement time of business in other companies shall not exceed half a year before applying for our business, and the repayment record may be the last four months before settlement;

What application materials are needed for cash installment without appointment?

Required items: ID card, bank card, screenshot of loan repayment records of other companies in the last 4 months (other companies only support Gitzo at present), screenshot of mobile phone operator information;

Optional: other loan contracts, work certificates/work permits;

Can I return it? What is the process?

Can it be bound on the day of invoicing?

Please bind your ID card, reserved mobile phone number and verification code to WeChat 30 minutes after the bill is issued, and you can inquire or handle business through WeChat.

The repayment date has passed. Why can't I find repayment information on WeChat?

Please confirm whether there is a binding. After binding, you can check your repayment status through WeChat.

If the bill of the day, the binding of the day, the inquiry of the day, and the repayment plan need to be inquired the next day, please wait patiently.

Why is it overdue but prompts "no arrears record"?

There may be the following reasons:

1. You have initiated manual repayment for overdue contracts, but the bank has not returned the deduction result. Please wait patiently for the repayment result, thank you!

2. You have paid off your debt by other means (transfer and repayment), so the result of the follow-up inquiry is no debt.

When can I initiate self-service repayment?

If you want to repay in advance, can you initiate self-service repayment?

At present, self-service repayment is only for customers who have not deducted money on the repayment date. If there is no record of arrears, there is no need to initiate repayment through self-service repayment.