With the development of China's financial industry, in addition to the four major state-owned banks, a number of influential joint-stock banks have emerged, such as China CITIC Bank. Around us, many people have applied for CITIC Bank credit cards. So, how to borrow a credit card from CITIC? Today, I will introduce relevant contents to friends who have loan needs.

CITIC's credit card loan products mainly include cash installment, cash loan and credit card. Let's talk about how to borrow CITIC credit card loans through these three loan products.

Cash installment payment

Cash installment mainly provides long-term loan services for CITIC credit card holders, and six loan terms can be selected: 1, 3, 6, 12, 24 and 36. The usage method is as follows:

1. Log in to CITIC Credit Card Dynamic Card Space APP and find the loan installment;

2. Fill in the loan information online and wait for the system to review the loan.

make a touch

Borrowing is a short-term lending product provided by CITIC Credit Card. It does not need to submit any materials, and it also supports borrowing and returning. The usage method is as follows:

1. Find the loan amount on CITIC Credit Card Dynamic Card Space APP, or log in by scanning the QR code of CITIC Credit Card official website;

2. Fill in the loan application online and wait for the system approval and the next payment.

Xinjinbao

Xinjinbao is a product that provides loans to new users of CITIC Credit Card. The monthly interest rate is as low as 6, 12, 24 and 36 months. The usage method is as follows:

1. Submit a credit card application through CITIC Credit Card official website;

2. After the credit card is approved, go to the outlet of CITIC Bank to verify the identity;

Before you get a credit card, you can get a call from CITIC Customer Service and get a loan directly.

What is the credit card loan of CITIC Bank? All three products are called this!

As a well-known commercial bank, CITIC Bank has many credit card users. Some users know that CITIC Bank credit cards can be used for loans, but they don't know what CITIC Bank credit card loans are called. Here, I want to introduce the relevant contents to help you find them better.

At present, there are three main types of credit card loans of CITIC Bank, namely, new gold treasure, cash installment and cash loan. New Jinbao mainly serves users who don't have a credit card from CITIC Bank. Cash installment and borrowing mainly serve the old users of CITIC Bank's credit cards. Next, I will introduce how to apply for these three kinds of loans.

How to use the new Jinbao

1. Go to CITIC Bank official website Credit Card and find the "new customer" loan in the loan installment column;

2. After clicking Enter, click the "Step 1 Apply" button on the page and fill in the loan application;

3. After the application of CITIC Bank is passed, everyone needs to go to the outlets of CITIC Bank to confirm their identity;

After the customer service informs you that you can withdraw money, everyone can withdraw money.

Application method of cash installment and loan

1. Pay attention to the official account of CITIC Bank credit card WeChat or download the dynamic card space APP；;

2. Find the cash column I want in WeChat official account or dynamic card space APP;

3. After filling in the loan information online, you can handle it.

Generally speaking, the application process of CITIC Bank's credit card loan is relatively simple and easy to find. According to your own needs, you can choose gold, cash installment and loan at will.

Can I apply for a loan with CITIC Bank credit card?

CITIC Bank can make loans. However, the following conditions need to be met:

1. Provide the loan information required by the bank. The borrower needs to provide proof materials such as ID card, residence certificate, work certificate, income certificate and loan use certificate.

2. Submit a formal loan application to China CITIC Bank. Borrowers apply at bank outlets and submit materials. If conditions permit, they can also fill out loan applications online.

3. The repayment ability of the bank to the borrower. After filling out the loan application, the bank will generally review the relevant information of the lender and guarantor. If the loan conditions are met, the bank will inform the lender to go to the bank again to fill out various loan forms.

4. Go through the mortgage guarantee procedures. Including guarantee contracts, mortgage contracts, etc. , and handle the relevant mortgage registration procedures.

5. The bank issues loans according to the loan contract.

Extended data:

Types of CITIC Bank loans

1, personal real estate mortgage loan

Provide professional services for household consumption and enterprise financing, and provide users with five major products and services: mortgage loan, comprehensive mortgage credit, sequential loan, net worth loan and foreclosure loan.

2. New car consumption loan

Customers who buy new cars can apply and approve directly at convenient service dealers.

3. Used car consumer loans

Customers who buy used cars can directly apply for and approve an efficient and ultra-low down payment: the minimum payment is only 50% of the car price; The longest period is 3 years; Rich choices: numerous cooperative brands and flexible loan methods.

4. Financial assets

Customers who hold financial assets such as certificates of deposit, government bonds and wealth management. One-time credit line is recycled. Full coverage of financial assets. Asset appreciation also supports liquidity.