If there is no age limit, the general conditions include: 1, and the borrower must be a Chinese mainland resident; 2. The borrower 18-55 years old, and the age limit of different lending institutions is different; 3. The borrower has full capacity for civil conduct; 4. The borrower has a fixed and legal job and income; 5. The borrower has no bad credit record and has good repayment ability and willingness; 6. Other conditions deemed necessary by the lending institution. : What are the micro-credit loans? 1, mobile phone small loan software Now there are many small loan software that can apply for loans on mobile phones. Just check carefully whether it is formal. Under normal circumstances, the amount of most small loan products is between thousands and tens of thousands of yuan. If you want to apply for a loan of 20,000 yuan, basically you only need to apply to 1-2 small loan software. The threshold of small loan software is not high, as long as the applicant 18 is over the age of 8, is not in school, has a stable income source, has a good credit record and has a certain willingness to repay. Generally speaking, after users apply for small loans, they can basically receive them within 2 hours. 2. Credit card reserve fund Now many banks have launched credit card reserve fund products. Simply put, banks give users extra credit lines. This line also takes up the credit card limit, but after the user applies for the reserve amount, the bank will directly transfer the cash to the user's bank card and can withdraw it for use. Different from bank loans, as long as there is a credit line, users can apply for loans at any time, and they will be audited by a special person 24 hours a day, which will take a few hours.

4. which banks can lend money without age restrictions and do not look at credit information?

Not to mention banks, small lenders and personal friends don't check.