Yes, safe. According to a query on the official website of Hualv.com, we learned that in the business-to-business transfer business, due to the delay in business processing time, it is necessary to fully ensure that the loan funds do not exceed the remaining commercial loan limit, and there will be a partial difference between the loanable limit and the remaining commercial loan limit. The difference between the provident fund loan and the balance of the commercial loan shall be used to offset the remaining principal and interest of the commercial loan. Therefore the provident fund balance can be used safely.