I want to borrow money to buy a house. For example, the house price is400,000. I paid a down payment of 6,543,800 yuan+0.2 million yuan. The loan is 280,000 yuan and will be paid off in 30 years. How much do I need to pay back every month? At present, the annual interest rate of loans for 5-30 years (including 30 years) announced by the People's Bank of China is 4.9%. According to the benchmark interest rate, with the interest rate unchanged, the monthly repayment amount is 1486.03 yuan, and the average capital method is1921.165438 in the first month.

If you are going to apply for a loan in China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after approval by the handling outlets.