The monthly interest rate of card loan is between 0.45% and 0.85%, and the specific results shall be subject to review.

Credit card loan:

Is a mobile internet loan service platform, which aims to provide users with safe, fast and efficient credit card balance repayment service. From application, credit granting to lending, online self-help can solve credit card troubles in two steps. The amount is as high as 50,000 yuan, and the loan can be released as soon as the same day.

Main functions:

Simple intelligence and convenient operation.

The information is simple to fill in and there is no manual review in the whole process. Say goodbye to endless authentication calls; You don't have to worry about operating your mobile phone online all the time.

All-weather audit, fast lending.

724 continuous intelligent audit, fully automated, without manual intervention. You can lend money on the same day at the earliest. Save time and effort, bid farewell to the sloth-like long wait.

Diversified choices and low rates.

Provide 6, 12, 18 and 24 staging modes, with differentiated pricing rates, and the monthly rate is as low as 0.55%.

Quota recovery, up to 50 thousand.

Repay on time every month, and the amount can continue to increase circularly; If you come to the loan again, the quota can be doubled and the quota of 50,000 can be capped.

Safe.

Intelligent wind control system, safe and secure.

Is it true that the card loan is overdue for two months and you want to freeze the WeChat Alipay bank card?

It's true that you want to freeze WeChat, Alipay, and bank cards after using your credit card in loans overdue for two months.

Kaka is overdue for a long time, and your credit will be recorded. If the credit is spent, it will affect your loan and the use of your bank card.

Is credit card loan reliable?

Credit card credit information is related to the credit information system of China People's Bank. Once it is late, the later data will directly affect the bank's credit information system, and the personal credit information report in reality will leave a credit stain. An overdue credit card means that it will have a bad record. The longer the delay, the more serious the error. If the delay is less than one month, the effect will not be particularly serious. If the delay exceeds 3 months, the credit record will basically turn black, which is often called "black account".

When performing banking business, such as bank loans and credit cards, these users will be rejected. A good credit record is an intangible wealth, which can provide you with financial assistance when you need money. Once there is a problem with your credit history, it means that you have squandered these intangible wealth. If Kaka's credit is not repaid, not only will their credit history turn black, but they will also be at risk. Under normal circumstances, after 3 months, the lending platform tends to use the means collected and used by borrowers. More than 3 months means that it is difficult to restore this credit. The platform can transfer the loan to the Ministry of Justice and sue the people.

It is observed that Kaka is now applying for a loan of 200,000 yuan, and the service period can be divided into 12 months. He applied for personal information and identity authentication, and then provided more services than the current six months, such as credit card authentication itself and Jinke apos. Both products, Doug and Kaka, have good overdraft rates, and they have been overdrawn. According to the recently submitted sub-prime loan application, Kaka exhausted the feedback from users. After the review submitted by Kaka, it also belongs to the examination and approval system. Without calling back, 10-20 minutes may pass the examination and approval. After the audit, you will be prompted to buy a member, but the member can post it to the account after deducting money, because it does not agree to open the member in cash. As far as interest is concerned, the application period of 30000 is 12 months, and the repayment amount of each period is about 3340. In addition, the membership fee of about 1500 will be deducted after receiving the membership fee (the actual interest rate is subject to the actual interest rate at the time of borrowing).

Card loan and Doudou loan belong to the same company; Before its products, including in all parts of the country, some users were applying for the qualification and quota of credit card loans or bean loans. Generally, only one product can be selected. Now the source of funds for Kaka loan also belongs to the cooperative loan of a licensed financial institution. Specific supporting loan management can also refer to the loan agreement. The management organization of this information can also refer to the credit loan application. The inquiry of credit report is usually a guarantee problem. Under other normal circumstances, according to different personal qualifications, the application for opening an account, the credit line and qualifications are very different. Very many, many users increase their loans in the repayment period 1-3 installments, and the amount of loans increased is generally high.

The interest on credit card loans is surprisingly high.

"Card Loan" is a mobile Internet loan service platform under WeChat Jinke Group, which realizes fully automated audit and loan process through a fully intelligent decision-making system. I suggest you have a look at the loan contract, which shall prevail. If in doubt, please contact the loan platform for verification.

If you need funds, I suggest that you must choose a reliable big brand and a reliable safety professional organization to apply.

Ping An Bank also provides unsecured credit loans, housing and automobile mortgage and mortgage loans. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications.

You can also try to apply through our official channels or log on to Ping An Pocket Bank APP- Finance-Loan for details.

Tips: The above contents are for reference only. Peer-to-peer lending has certain risks, so please choose carefully.

Response time: 2021-11-18. Please refer to the latest business changes announced by Ping An Bank in official website.

How reliable is Kaka's loan?

Card loan is reliable. At present, platform users can apply for loans in the card loan APP and the official account of card loan WeChat.

Card Loan cooperates with a number of financial institutions to issue personal consumption loans and provide personal credit card repayment services, including China Foreign Economic Relations and Trade Trust Co., Ltd., Jincheng Bank and Shanghai Jing 'an Weixin Co., Ltd., a member of the same group.

Weixin Financial Group, a subsidiary of Credit Card, is a technology and finance enterprise, which was established in 2006 with a registered capital of HK$ 654.38 billion. Weixin Jinke has many subsidiaries and business divisions in China, including financing guarantee, financial leasing and financial services. At present, the company has a wide range of business, covering more than 50 major cities across the country, and is committed to providing customers with comprehensive and high-quality financial services.

As an intelligent financial information service product launched by WeChat Jinke Group, card loan has gained good reputation and market success. Since the platform was launched in May, 20 15, the monthly number of customers and transaction volume of card loans have maintained a growth rate of more than 90%. On March 20 16, the monthly loan amount reached1800,000. At present, there are millions of service users all over the country, and financial services are truly within reach.

Is the WeChat card loan reliable?

Wechat card loans are reliable and legal. Wechat Credit Card Loan is a mobile Internet loan service platform, which provides you with credit card balance compensation service.

1. Weixin Card Loan is the credit card repayment branch of Weixin Jinke, and Weixin Jinke is an Internet finance company listed in Hong Kong, so the strength of Weixin Card Loan is still very strong. Wechat card loan is a loan platform that you can apply for only with ID card, bank card and credit card. You don't need to provide too much private information or provide mortgage or guarantee to apply for a loan. At the same time, the borrowing cost of a platform also reflects the reliability of the platform. The monthly interest rate of WeChat card loan is not higher than 1.73%, which is within the annualized interest rate stipulated by law of 24%. Judging from the feedback from old friends who borrowed money, the collection method of WeChat card loans for overdue people also complies with relevant regulations, and the fees are transparent.

2. Although you don't look at your personal credit information, if you don't pay off its arrears on time, the credit will be recorded on the personal credit information platform. After the deadline, bad records will be recorded in the company's credit information system. Only if you don't pay it back within the time limit will it go to the credit bureau. At the same time, the credit card loan of WeChat card can help users to repay on their behalf and avoid the influence of overdue repayment on credit information. So after borrowing its loan, they can choose to repay it in installments, and the interest is lower than that of credit cards.

Generally speaking, as long as it is a normal repayment, it will not be reported. If it is overdue, it will definitely be reported. So, if you don't want to report it, the best way is to repay it on time. Even if the loan is recorded as a credit report, it will be recorded as timely repayment, which will help maintain personal credit.

1. Card loan, as a pure online loan product under Weixin Financial Technology Group, has been online for a long time and is a regular licensed loan. You can apply with confidence. At present, the maximum amount of credit card loans can reach 200,000 yuan, and the service cycle can be divided into 6-24 periods. Friends who are aged between 20 and 50 and have more than 6 credit card bills can APPly for credit card loans through the authentication of ID card, bank card, mobile phone real name, basic information, credit information and other information in the card loan app. After submitting the materials, most of them don't call back, and they can go to the account as soon as possible after passing the examination. Friends in need can apply for a try.

2. As a formal loan, the credit will be collected after the card loan is overdue. In addition, according to the different overdue time, the consequences are different. At the early stage of overdue, there will be a high penalty interest, which will increase the repayment pressure. With the increase of overdue time, credit card loans may package debts to third-party collection companies for relatively violent collection, which will not only affect their work and life, but also interfere with friends around them. When the overdue circumstances are serious, the card loan can also bring a civil lawsuit. However, compared with other online lending platforms, card lending provides a three-day tolerance period for everyone, during which paying off the arrears will not have much impact.

The introduction of Kaka loan is true. Kaka loan is a formal bank. I wonder if you found the information you need from it?