Of course. The Guiding Principles of Loan Classification stipulates that the five-level classification of loans refers to the five-level classification of loan quality by commercial banks according to the actual repayment ability of borrowers. Normal loan: the borrower can perform the contract.
1. Interest-related loans: There are some unfavorable factors that may affect debt repayment.
2. Subprime loan: The borrower's repayment ability has obvious problems.
3. Suspicious loan: The borrower is unable to repay the loan principal and interest in full.