Online merchant loan is a bank loan of Alipay online merchants, which can only be operated on mobile phone Alipay. The loan process is relatively simple, and users do not need to submit complicated income certificates and other materials, but only rely on sesame credit scores to judge and check the credit level of users. As long as the user meets the application conditions and there is no abnormality, the withdrawal time of Alipay online merchant loan is about 1 to 3 working days, and the fastest is 3 minutes.

The definition of online business loan is the same as that of previous loans, and it is an Alipay financial loan product. The service object of online merchant loan is Alipay users, mainly providing fast loan service for Alipay users, and the interest rate is very low. The daily interest rate is 0.0 18%, and its loan interest rate is very, very low in the current financial products, which is a great benefit for friends who are eager for microfinance.

Extended data:

Online merchant loan is a financial service function similar to borrowing, which can realize Alipay loan. Online business loan is a financial service for pure credit personal business loans in Ali system. It is unsecured and free of guarantee, and its interest rate is much lower than that of similar products in the market. It can quickly solve the capital problem and steadily develop the market function.

The Internet finance business named "Advanced Online Business Loan" is not that Ali directly provides loans to SMEs, but that banks such as China Bank, China Construction Bank and China Merchants Bank provide loan services to SMEs. According to its big data capabilities, Ali provides banks with key information such as orders and transactions of loan companies, helping powerful SMEs to obtain bank loans quickly.

How long does it take for an online merchant to borrow 5000 yuan?

How long will it take for online merchants to get a loan of 5000 yuan? If the approval is passed, the second is up, and it doesn't take long.

How long does it take for online business loans?

How long the online merchant loan arrives is related to the loan amount.

1. If the amount of a single loan is less than 50,000 yuan (including 50,000 yuan), the online merchant loan will accept the application in real time and release the loan in time;

2. If the single loan amount is more than 50,000 yuan, the online merchant loan will be accepted within 2 hours, and the loan will be released as soon as possible.

Generally speaking, under normal circumstances, everyone can get the loan they need within 2 hours. If you still don't get the loan after 24 hours, then there is a problem. Please contact customer service in time.

Online merchant loan is an operating loan launched by online merchant banks for small and micro enterprises and individual entrepreneurs. It is an unsecured and unsecured pure credit loan based on the operator's operation and credit status. It is safe, reliable, fast and flexible.

You can see your online merchant loan amount in Alipay-My-Online Merchant Loan. If the page needs authorization, first click the agreement and check the limit, and then click borrow money. You can also apply for online merchant loans through online merchant banks.

If you don't see the online merchant loan entrance in Alipay-My account, or click it and you are prompted that it is temporarily not supported, it means that your account can't open online merchant loans at present, so I suggest you pay attention to it in the future. Whether the online merchant loan can be opened is comprehensively evaluated by the system from time to time, and manual intervention is impossible.

If you can't open online business loans, you can consider big brand credit products such as Alipay Loan, Tencent Micro Loan and Xiaoman Financial Money Flower. The application for money is simple, the loan is fast, and the loan is flexible. Users can apply on their own initiative. The interest rate of money is transparent, big brands are reliable, and the interest rate is low. The maximum loan amount is 200,000, which can meet the needs of most lenders.

In addition to individual consumers, small and micro business owners need to start or turn over funds, or consider having money to spend, and strive to provide accurate, convenient and efficient financial services for small and micro business owners.

At present, there are many platforms on the Internet to borrow money. I suggest you pay attention to two factors when choosing. First, choose a trustworthy brand; Second, we should pay attention to the clear and transparent service details of loan products, such as loan amount, loan interest rate, repayment time and repayment method. Only by choosing reliable loan products can you meet your urgent need for money and ensure that your personal interests are not infringed.

How long does it take for online business loans?

How long the online merchant loan will arrive is related to the loan amount. If the loan amount is less than 50,000 yuan (inclusive), the online merchant loan can be approved in real time after the online merchant loan audit. When the amount of a single loan exceeds 50,000 yuan, the online merchant loan will be accepted within 2 hours, and then the system will arrange the disbursement as soon as possible after the audit results are given. The specific arrival time is subject to the change of bank card balance.

If the overtime loan has not arrived yet, please contact the online merchant loan manual customer service consultation in time.