The down payment for buying a 50,000 car by installments is about 24,900 yuan, and the monthly repayment is 30 13 yuan (* * * 12), which is subject to the loan policy of 4S shop.

Car installment down payment fee: generally, 30% down payment is optional, and 30% is the minimum requirement, so you can borrow more and borrow less. The loan is only the basic price of bare cars, excluding other taxes and fees. About 65,438+0 to 20,000 car loans should be reserved for taxes and fees, and general loans (about 65,438+0,000 for family cars) must be guaranteed in the first year.

Some requirements are guaranteed during the loan period. Generally, it is a form that banks need to fill out and some basic materials (ID card, household registration book, marriage certificate, etc.). , the bank will inform) and the vehicle price (fare) are submitted first.

Note: Installment payment was developed after World War II. At first, it was limited to buying ordinary daily goods or services. Later, with the rapid development of productivity, the scale of industrial and agricultural production is expanding day by day, and the required expenses are increasing day by day. In addition, with the development of bank credit, the field of installment payment has expanded to enterprises that buy large machinery and equipment and raw materials.

With the improvement of China's financial services and the change of people's consumption habits, installment payment, which is popular abroad, has been introduced to China and quickly recognized by domestic consumers. It is usually young people who have poor current payment ability but have consumer demand who spend by stages. The products it consumes are usually laptops, mobile phones and digital products.

Installment payments are usually provided by banks and installment suppliers. Banks provide consumers with personal consumption loans equivalent to the amount of goods they buy, and consumers use the loans to pay their suppliers, who provide guarantees for consumers and bear irrevocable joint and several liabilities. Young people who spend by installment are often called "installment families".