1. Can brothers and sisters borrow money to buy a house together? Brothers and sisters can jointly borrow money to buy a house, and the real estate license can also be signed by brothers and sisters. Conditions for brothers and sisters to jointly borrow money to buy a house: 1. /kloc-natural person aged 0/8-60 (Hong Kong, Macao and Taiwan and foreigners are also allowed); 2 have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule; 3. The actual age of the borrower plus the loan application period should not exceed 70 years old; 4. There are legal and effective contracts and agreements for the purchase, construction and overhaul of houses and other supporting documents required by the loan bank; 5. Self-raised funds of more than 30% of the total house price (20% for self-occupied houses with a construction area of less than 90 square meters), and guaranteed to be used to pay the down payment of the purchased houses; 6. There are assets recognized by the loan bank for mortgage or pledge, or (and) legal persons, other economic organizations or natural persons with sufficient compensation capacity as guarantors. Two, the loan to buy a house should pay attention to six issues 1. Don't use the provident fund before the loan. If the borrower withdraws the balance of the provident fund savings to pay the house payment before the loan, then the balance of the provident fund in your provident fund account is zero, so your provident fund loan amount is also zero, which means that you cannot apply for a provident fund loan. 2. Don't repay the loan in advance within one year. According to the relevant provisions of provident fund loans, part of the prepayment should be made one year after the loan is paid off, and the amount you return should exceed the repayment amount of six months. If you have difficulty in repaying the loan, don't forget to look for the banks around you. When your repayment ability drops during the loan period and you have difficulty in repaying the loan, don't stick to it yourself. ICBC customers can apply to ICBC for extending the loan term. After investigation, we will accept your application for loan extension, and the repayment of loan principal and interest is true. 4. Don't forget to inform when renting a house after the loan. When you rent the mortgaged house during the loan period, you must inform the lessee of the mortgage fact in writing. Don't forget to cancel the mortgage after the loan is paid off. After you have paid off all the loan principal and interest, you can cancel the mortgage at the district/county real estate trading center where you used to live with the bank's loan settlement certificate and other real estate title certificates of the mortgaged property. 6. Don't lose the loan contract and IOUs. Applying for a loan, the loan contract signed by the bank with you and the loan note are all important legal documents. As the loan takes a long time, as a borrower, you should take good care of your contracts and IOUs.