According to reports, the data shows that the average interest rate of the first home loan in China in 20 17 and 12 years is 5.38%, which is equivalent to the benchmark interest rate 1.098 times, up 0.37% from the previous month 1 1. Compared with 20 16 and 12, the average interest rate of the first home loan was 4.45%, up 20.89%.

According to the report, the average interest rate of the first home loan in China in June 201July was 4.46%. Under the influence of environmental factors such as policies and markets, the annual mortgage interest rate is on the rise. By February of 20 17, the average interest rate of the first home loan in China was 5.38%, 0.5% higher than that in June of 20 17.

The data shows that among the average interest rate of the first home loan in 35 monitored cities, the lowest value in 20 17 and 12 years is Xiamen, reaching 4.96%, and the highest value is still Zhengzhou, reaching 5.77%. During the period of 20 17 and 12, the top ten cities with the lowest average interest rate of the first suite in China were Xiamen (4.96%), Shanghai (4.98%), Kunming (5.02%), Urumqi (5. 1 1%) and

According to industry insiders, the preferential interest rate of 20 17 in February was 2.06%, which was 0.37 percentage points lower than that of 1 1.43% in February. There are still many banks in Shanghai that offer preferential interest rates for the first home loan, while no banks in other regions offer preferential interest rates.