When applying for a loan, most people have already figured out how much loan they need. Especially when applying for a mortgage, the loan amount is generally fixed. Many borrowers have asked how to borrow extra loans as collateral. How to add * * * to a single mortgage with a repayment? Let's get to know each other!

How to borrow extra loans for mortgages?

In fact, not all banks support mortgage loans. If you want to apply for an additional mortgage loan, the borrower must first know whether his loan application bank has such services. If so, banks need to re-evaluate the personal qualifications of borrowers. Borrowers need to submit their own relevant information and wait for the bank's approval results.

Generally speaking, if the applicant can provide some assets to support additional loans, then the application can be successful. It should also be noted that if the mortgage has been lent, it is impossible to apply for additional loans. Borrowers can only apply for additional loans if the mortgage is approved and there is no loan.

How to add * * * to a single mortgage with a repayment?

The borrower and * * * have the same loan, together with the original ID card 1 copy, household registration book 1 copy, marriage certificate 1 copy and other materials, they can apply to the bank to add * * * to the lender. It should be noted that if the borrower applies for a provident fund housing loan, the loan ratio does not exceed 50% of the total purchase price, which can be added; If the loan ratio exceeds 50%, it cannot be added.

* * * Co-payors are generally the immediate family members of the borrower under the same account, such as parents, children, brothers and sisters, or shareholders who have economic contacts with the company or enterprise legal person. They can directly ask the co-borrowers to fulfill their obligations to repay the borrowers' bank debts without legal procedures.

The above is the sharing of "how to borrow additional mortgage loans", hoping to help everyone!