If you need to apply for individual housing provident fund loans in Shenzhen, the maximum amount of a single housing provident fund loan is 500,000 yuan. The applicant and * * * jointly apply with the applicant, and * * * jointly participate in the quota calculation with the applicant. The maximum amount of a single housing provident fund loan is 900,000 yuan.

Down payment ratio: if the employee's family pays the housing provident fund loan to purchase the first suite of ordinary self-occupied housing, the down payment ratio is 30%; The housing provident fund that owns 1 house and has settled the housing provident fund loan is paid to the employee's family, with the purpose of improving the living conditions, and the down payment ratio is 70%. Buying three suites does not accept provident fund loan applications.

For details, please consult the local branch of Bank of China or the provident fund management center.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.