Current location - Loan Platform Complete Network - Loan intermediary - How to borrow money from agricultural machinery cooperatives?
How to borrow money from agricultural machinery cooperatives?
First, how to loan agricultural machinery cooperatives?

The bank stamped the village government with the form.

Second, how to borrow money to buy agricultural machinery?

Of course. You can apply for agricultural machinery loans. Loan terms:

1, aged above 18 (inclusive), the sum of age and loan term when applying for a loan shall not exceed 60 years (inclusive) at the longest, and he has a fixed residence in the local area, is in good health, has full capacity for civil conduct and labor, and holds valid identity documents;

2. According to the Administrative Measures of Agricultural Bank of China on Customer Credit Rating of Agriculture, Countryside and Farmers, the customer's credit rating is good and above;

3. Stable income sources and the ability to repay credit on schedule;

4, engaged in production and business activities in accordance with the law, in line with national industrial, industrial and environmental policies;

5. Provide legal, effective and sufficient guarantee;

6. The borrower and his spouse have a good credit record, and there is no record of overdue credit card loans and malicious overdraft when applying for loans, and there is no record of overdue for more than 90 consecutive days (inclusive) or more than 6 periods in the last 24 months.

3. How do agricultural cooperatives apply for loans from financial institutions?

Generally speaking, mortgage loan is the way, and the policies in each region are different. I suggest you consult the credit department of the bank. Anyway, it is best to go to financial institutions such as rural cooperative banks for free consultation.

Four, rural credit cooperatives loans need what procedures?

It is not difficult for rural friends to apply for agricultural production loans. Just apply to the rural credit cooperative. So how do you apply? See if you meet these conditions.