Service cooperation required for automobile installment guarantee.

2. How much is the car loan service fee?

If there is a bank loan, the interest on the bank loan is relatively low, and there is a handling fee. Financial loans should be financial cooperation with manufacturers, with relatively high interest and service fees as handling fees.

3. What is the service charge for buying a car by installment?

There are conditions for a loan to buy a car. Most of these conditions are consumption items. Let me simply list them for you:

1, handling fee and loan handling fee are commonly known as financial service fee; Although this fee is not allowed, it is still being charged. If this name doesn't work, change it. You will receive a lot of money anyway.

2. GPS purchase and installation costs; Loan to buy a car generally requires a loan in the store, and then because it is a loan, it is necessary to install a GPS locator, which costs money from purchase and installation to final disassembly.

3. Renewing the deposit and buying insurance in the store is definitely the most common additional condition; In order to force you to buy insurance in the store in the next few years, the 4S store will charge you a renewal deposit of several thousand yuan in the first year of your new car.

4, the licensing fee, within 200 of the vehicle management office, 4S shop will charge you 500-3000.

5, the profit of the boutique and decoration: the navigation and driving recorder with the original price of 888 sells you 2888; Cushions and mats with original price less than 500 are sold to you1888; The reversing image with the original price of 588 will be sold to you at 2888; The original price of one or two thousand car stickers is sold to you for more than 10 thousand.

4. What do you mean by installment fee?

1. Handling fee and interest are the same thing. For example, if you borrow 20W, the monthly interest rate will be 0.8% (or the handling fee rate). In two years, the total amount you want to pay back is 238400=20W20W0.8%24, and the monthly payment is 933.33. If you buy a car by stages, in addition to the service fee and interest, if there is a mortgage guarantee fee, you can return it to the buyer after getting the license plate. Information required for car loan: original ID card, household registration book or other valid proof of residence, and provide a copy. 2. There is also proof of professional income, as well as the personal account running list in the last six months. 3 car purchase agreement, contract or letter of intent signed with the dealer. Other documents and materials required by the Cooperation Organization.