What are the formal loan platforms?

There are still many formal loan platforms. Here I will only introduce three of them to you.

1. Have money to spend.

Youqianhua is a credit service brand owned by Du Xiaoman. It can provide loan services to individual consumers and small and micro business owners. It is the choice of many small and micro business owners for capital turnover.

Users who meet both age and information requirements can try to apply for money to spend on Du Xiaoman APP. When applying for a credit limit, the system will evaluate it based on your overall situation and then give you a specific credit limit and corresponding interest rate. If you feel that the applied interest rate is acceptable, you can try to apply for a loan.

2. Borrow it.

Jiebei is a consumer credit loan product within Alipay. Users can directly apply for Jiebei loan through Alipay. Find Jiebei on the Alipay My page, and then follow the page prompts to try to apply for activation.

3. Micro-loan.

Weilidai is a credit product under WeBank. Currently, there are two application channels: WeChat and mobile QQ. Taking WeChat as an example, as long as we can find the words "Weilidai Loan" on our service page, we can try to apply for activation, and the system will review it. Users who can successfully activate and obtain a quota can try to apply for a loan.

The application methods for these three platforms are relatively similar. We only need to find the product entrance in the corresponding APP, click to enter and follow the prompts to read the agreement and agree to activate, then you can try to apply for a quota and obtain the quota. Users can try to apply for a loan. What are the legal online lending platforms?

Currently, the main formal online lending platforms recognized by the state are: 1. Ping An HP, 2. JD Finance, 3. Suning Finance, 4. Paipaidai, 5. Weili. Loan, 6. Borrow, 7. Xiaomi loan, 8. 360 IOU, 9. Have money to spend, 10. China Merchants Union Hao loan.

1. The top ten legal online loans in 2020

1. Ant Borrowing

2.360 IOU

3. Have money to spend

4. Weilidai

5. Gome Easy Card

6. Ping An i Loan

7. Jingdong Gold Bar

8. An Yihua

9. Meituan Living Expenses

10. China Merchants Union Hao Long-Term Loan

2. Introduction to Online Loan Platform

1. Ant Borrowing

Maximum loan amount: 200,000

Ant Borrowing is a service that Alipay has withdrawn from. It is a relatively formal online loan platform. As long as Alipay Sesame If your score is above 600, you can get a loan on Ant Borrowing, which is very convenient.

2.360 IOU

Maximum loan amount: 200,000

360 has also launched loan services, people can make formal loans, 360 IOU loan is the formal website in 2020 One of the top ten loans, its threshold is very low and the payment speed is very fast, which can meet the needs of many people.

3. Have money to spend

Maximum loan amount: 300,000

This is a loan platform under Baidu. There are many different loan businesses that can satisfy different groups of people. Different loan needs, not only the amount is relatively high, but the interest is also low, and it is more flexible whether borrowing or repaying money.

4. Weilidai

Maximum loan amount: 300,000

Weilidai mainly adopts an invitation system, which means that not everyone is eligible. For loans, only a small number of people can get loans on it every year. The loan interest on this platform is calculated on a daily basis. Generally speaking, the comprehensive interest rate is about 0.05%. What are the formal loan platforms for online loans?

The formal loan platforms for online loans are:

1. Youqianhua: Youqianhua is a credit service product of Baidu with a good reputation. It has always been good and the lending speed is relatively fast. It can meet your daily borrowing needs. You can borrow whenever you want, which is very convenient. The maximum amount is 200,000 yuan, and the average daily interest for borrowing 10,000 yuan for one year starts at 1.1 yuan. The better your credit, the lower the interest rate.

2. Jiebei: Jiebei is a pure credit loan product launched by Alibaba's Alipay. It is issued based on the consumption situation and repayment ability of Alipay users. Ordinary users can only have a Zhima score of 600 or above. Opportunity application is open. According to Sesame Score, the loan amount is 100,000-300,000, the minimum daily interest rate is 0.02%, the loan period is 12 periods, and it supports borrowing and repaying at any time. It has always been a conscientious loan platform.

3. Huanbei: Shanghai Shuhe Information Technology was established in 2015 and launched Huanbei products in 2016. The major shareholder is Focus Media, a listed company (stock code: 002027). The shareholders include: Focus Media, Sequoia Capital, Cinda Investment, Noah Wealth, Sina, etc.

4. Weilidai: WeBank is the first Internet bank under Tencent. Its products include Weilidai, Weikedai, etc., and is committed to providing fast financial services to small businesses and individual consumer groups.

5. Paipaidai: Founded in 2007, Paipaidai is a p2p financial platform listed on the New York Stock Exchange. Paipaidai products are mainly divided into individual bids and rainbow bids. Currently, it provides users with credit loans with a maximum loan amount of 200,000, and the monthly loan interest rate is about 1%. Users can choose appropriate loan products based on their needs. Ranking of the top ten formal online lending platforms

Top 10 formal online loans recognized by the state?

The top ten formal online lending platforms recognized by the state mainly include: 1. Ping An HP, 2. JD Finance, 3. Suning Finance, 4. Paipaidai, 5. Weilidai, 6. Jiebai, 7. Xiaomi loan, 8. 360 IOU, 9. Money to spend, 10. China Merchants Lianhao loan

1. Ping An Puhui

Ping An Puhui is a subsidiary of Ping An of China Online loan platforms are quite reliable in terms of safety. It also has many loan products under its banner, such as i-loans, life insurance loans, premium housing loans, car owner loans, homeowner loans, etc. Users can choose according to their own needs.

2. Jingdong Finance

Jingdong Finance belongs to the Jingdong platform. Both white bars and gold bars of Jingdong Finance can help people in need borrow money. The white bar loan limit is relatively small, and the gold bar loan limit is relatively small. high.

3. Suning Finance

Many people should be familiar with Suning Finance. Its main loan product is Suning Renzhipay. The loan amount of Wanlipay can be as high as 200,000 yuan. The main reason is that the threshold for applying for the amount is low. Adults over 18 years old and with no bad records on their credit report can apply.

4. Paipaidai

Paipaidai is also a very reliable online loan platform. It is understood that it has existed for ten years and has been listed in the United States. The loan amount can be up to 200,000 yuan.

5. Weilidai

"Weilidai" is a purely online small credit revolving consumer loan product launched by WeBank, the first domestic Internet bank, for WeChat users and mobile QQ users. .

"Weilidai" adopts an official invitation system. Invited users can see the "Weilidai" entrance in the "QQ Wallet" of mobile QQ and the "WeChat Pay" of Weishi on WeChat, and can get the highest Loan limit of 200,000 yuan

6. Jiebei Jiebei is a reception service of Alipay, and its safety index is relatively high. Currently, as long as you have an Alipay Zhima credit score of over 600. The loan amount you can apply for ranges from 1,000-300,000 yuan.

7. Xiaomi Loan

It is a loan product of Xiaomi Financier. It provides installment services. The application process is a bit cumbersome, but it supports borrowing and repaying at any time. Generally speaking, it is reliable. .

8. 360 IOU

Its main features are fast lending speed, low application threshold, and daily loan interest rate as low as 0.027%, which is converted into an annual interest rate of 95%. It does not require much With a complicated application process, you can apply for a mortgage in as little as one minute, and you can borrow and repay at any time.

9. Money to spend

Baidu's loan platform can meet the various needs of different borrowers based on different loan businesses. The lending method is simple, mainly with low interest. Supports borrowing and returning at any time.

10. China Merchants Union Good Futures Loan

It is a lending service launched by China Merchants Union Consumer Finance. It has been among the top ten formal online loans for a long time. The formality of the platform is self-evident. , the loan amount is generally around RMB 20,000-200,000. And the amount can be recycled within 3 years.