The loan contract of Sichuan Rural Commercial Bank in Santai County, Mianyang City, Sichuan Province can be applied on the mobile phone when it expires. Whether rural commercial banks can apply for loans on mobile phones depends on the type of loan products. After submitting the loan application online, the bank will issue the loan to the designated rural commercial bank loan account, and then the borrower can make online self-help lending through the rural commercial bank mobile banking.