First, the floating base point of agricultural bank mortgage

The floating base point of agricultural bank mortgage is 3-4BP

The interest rate of agricultural bank's first home loan is between 5.6% and 5.7%, which is 3-4 %-5.9% higher than the data of 5.25%-5.3% at the end of June.

second, the floating base point of agricultural bank mortgage

the floating base point of agricultural bank mortgage is 3-4BP

the interest rate of agricultural bank's first home loan is between 5.6% and 5.7%, which is 3-4bp higher than the data of 5.25%-5.3% at the end of June. The basic interest rate of the second suite is between 5.8% and 5.9%, which is 4-5 BP higher than the data of 5.4% at the end of June.

third, the mortgage contract bank first signed a blank contract with the house buyer and then unilaterally raised the high base point?

impossible, this is illegal operation. The loan interest rate was determined when the loan contract was signed, and the bank loan interest rate was set on the benchmark interest rate issued by the central bank. Although the interest rates set by different banks are different, the differences are very small.

4. Will the benchmark interest rate of the first home loan of Guangdong Agricultural Bank rise by 2%?

It's the same for any bank. The interest rate of my first home loan at China Merchants Bank also rose by 5%. The bank is too dark.