When the loan platform approves the loan, it really needs to refer to the lender's personal credit score, but it does not mean that the loan can be successful if it reaches the score. After all, personal credit score is only one of the reasons why loans can be made, and the credit status and repayment ability of lenders are also very important.
Lender's credit generally refers to personal credit, which is different from personal credit score. Personal credit score is a set of risk control scoring mechanism for various lending institutions, which is a score given after comprehensive evaluation and analysis of the data of users' identity information, assets, credit status, consumption level and other dimensions.