Hello,:

1. Household registration book of the borrower and his spouse;

2. Borrowers

3. Proof of the marital status of the borrower;

4. Proof of down payment for house purchase;

5. Letters printed by banks from borrowers and their spouses.

6. Housing sales contracts or agreements that meet the legal requirements.

Housing provident fund handling conditions:

1. Individuals and their units must pay the housing accumulation fund continuously for one year;

2. The borrower has stable economic income, good credit and the ability to repay the principal and interest of the loan;

3. If the borrower purchases a commercial house, it shall not be less than 30% of the total house price.

Housing accumulation fund handling process:

1. The lender prepares relevant materials, fills in the loan application in the bank and submits the materials;

2. Confirmation and audit of the loan bank;

3. After the approval, the lending bank will contact the loan.

4. For bank loans, the lender shall fulfill the repayment obligations.

Please refer to the above answers provided by Ronglian Ye Wei.

Second, what materials are needed for the provident fund loan to apply for the real estate license?

Legal subjectivity: What materials are needed for handling provident fund loans can refer to the following materials needed for new housing provident fund loans: the borrower and the borrower's resident identity card (* * * with the borrower and guarantor), the original and copy of the household registration book and the repayment commitment letter. Proof of marital status (if married, provide a copy of marriage certificate, and other information shall be issued by the unit or police station). Legal commercial housing purchase contract or agreement. Personal credit certificate provided by the borrower and the borrower's unit. Valid proof that the borrower has paid not less than 30% of the house purchase price. Proof of valid guarantee. The auction property of housing provident fund loan must be the property with mortgage agreement signed by the developer and the entrusted bank, and the borrower can go through the loan formalities through the mortgage bank. Materials required for second-hand housing provident fund loan: copy of seller's ID card and household registration book. Original and photocopy of real estate license. An assessment report issued by an assessment institution recognized by the provident fund management center. Tripartite agreement between intermediary agencies recognized by provident fund management center and buyers and sellers. The real estate transaction department at or above the district level shall handle mortgage registration. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to the national regulations, all employees who have paid the provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans. When buying, building, renovating or overhauling owner-occupied housing in cities and towns in this city, you can apply for housing provident fund loans from the bank with my own property housing as collateral and as a loan repayment guarantee. Interest rate of provident fund loans: 2.75% for loans of less than five years (including five years) and 3.25% for loans of more than five years.

Legal objectivity: In case of any of the following circumstances, employees in the Regulations on the Management of Housing Provident Fund can withdraw the storage balance in the housing provident fund account: 1, purchase, build, renovate or overhaul their own houses; 2. Retired; 3, completely lose the ability to work, and terminate the labor relationship with the unit; 4. Go abroad to settle down; 5. Repay the principal and interest of the owner-occupied housing loan; 6. renting a house for self-occupation; (Employees and their spouses who have no own houses in Beijing and rent public rental houses or commercial houses can withdraw the housing provident fund to pay the rent. ) 7, life is difficult, is receiving urban subsistence allowances; 8. Encountering unexpected events, causing serious difficulties in family life; 9, migrant workers and units to terminate the labor relationship; 10, has been sentenced, sentenced or reached the statutory retirement age of the country at the expiration of his term of office; 1 1, dead or declared dead; If an employee withdraws the housing provident fund in accordance with Article 4 of these Measures (1, 5, 6, 7 and 8), his spouse may withdraw the housing provident fund from his account at the same time.

3.202 1 What is the process of handling the real estate license in Wuhan?

1. The developer handles the initial registration;

2. Get the application form for housing ownership registration and fill in the form at the same time;

3. Apply to the housing area metering station designated by the developer and receive the surveying and mapping form;

4. Obtain relevant documents, including purchase contracts;

5. Pay public maintenance fund and deed tax;

6. Submit application materials;

7. Obtain real estate license