If the arrears of mobile phone cards are not cancelled, there will always be accumulated arrears records; Since the current SIM card is already in the real-name registration system, the operator will blacklist your identity information, and you can't apply for a new card until you pay the arrears. This will generate more expenses and affect your personal credit. The following is a detailed introduction:

1, or it may not be closed, but it will become automatic. However, if you need to apply for a mobile card in the future, you may need to pay the fees owed by this calling card, and you need to make up the arrears before you can apply for a new card;

2. Increase in the amount of arrears: If the mobile phone card of the real-name registration system is not cancelled in time after stopping using it, it will continue to generate fees every month, and since you have registered with your real name, these fees will be included in your account. Maybe the mobile phone card was cancelled by the business hall after it stopped for three months, but your account is in arrears;

3. Affect the next mobile phone card: After the mobile phone card is registered in real-name registration system, when you apply for a new mobile phone card in the business hall, the salesperson will inquire about your previous mobile phone card processing records. If you find that your previous mobile phone card is in arrears and you have not paid the fee, the salesperson will refuse to apply for a new mobile phone card for you;

4. Impact on personal credit: If there is no real-name registered mobile phone card, even if it is cancelled, it may affect your personal credit system. Now the online credit information system is the same. If you don't cancel the deactivated real-name mobile phone card in time, you may be directly rejected by the bank when you need to apply for a large loan in the future;

Therefore, in order to apply for mobile phone cards and large loans next time and maintain your good credit record, unused mobile phone cards should be cancelled as soon as possible.

Second, what are the consequences of mobile phone loans?

Please actively negotiate the repayment and enforce it after the judgment! (All property under the name, including real estate, vehicles and deposits, may be seized.

Third, what are the consequences of mobile phone loans?

1. generates penalty interest.

2. Have a bad credit record, which will affect future loans and credit card processing.

3. If you can't enjoy preferential loans, you may not apply for loans.

4. Those with serious circumstances will be punished by law.

5. Affect your career.

Extended content:

The simple and popular understanding of loan is to borrow money with interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.

Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

References:

Loan-sogou encyclopedia

Fourth, what will happen to mobile phone loans overdue?

Overdue online loans generally have the following consequences: 1, credit damage, being included in the "blacklist" system, affecting personal credit information; 2. Penalty interest and liquidated damages, high interest and corresponding liquidated damages; 3. Take charge of the fancy collection of the platform. After a long overdue period, the platform stopped persuading and began to take practical actions; Although the incident of not paying back money belongs to civil affairs, if the circumstances are serious, those suspected of committing crimes will go to jail. Article 585 of the Civil Code stipulates that when one party breaches the contract, it shall pay a certain amount of liquidated damages to the other party according to the situation of breach of contract, and may also stipulate the calculation method of the amount of damages caused by breach of contract. If the agreed liquidated damages are lower than the losses caused, the people or the arbitration institution may increase them at the request of the parties; If the agreed liquidated damages are excessively higher than the losses caused, the people or the arbitration institution may appropriately reduce them at the request of the parties. If the parties concerned pay liquidated damages for delayed performance, the breaching party shall also perform the debt after paying the liquidated damages. Legal basis: Article 11 of the Interim Measures for Personal Loans shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.