Hello, Jia Wei Anjie's answer: The provident fund loan can be extended to the borrower's 70th birthday at the longest, and the longest loan period is 30 years. At the same time, it is necessary to meet the requirements of "house age+loan period"

If you use the provident fund loan, the loan will be fine for 30 years. If you use a commercial loan, it will be divided into banks. You can borrow it for 30 years, mostly for 27 years, because your room age is 13 years.