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Can the money from the provident fund be taken out and put in?
Legal subjectivity:

If you withdraw the housing provident fund, you will not be able to deposit the extracted money again. The withdrawal of housing accumulation fund is conditional, mainly: purchase/construction/renovation/overhaul of self-occupied housing; Houseless households pay rent; Mortgage repayment; Migrant workers leave the city and terminate their labor relations with the unit; Lose the ability to work, and terminate labor with the unit. The following is a detailed answer to the question of whether the provident fund can still be saved after it is taken out. 1. Can the housing provident fund be saved after withdrawal? If you withdraw the housing provident fund, you can't pay it again because: 1. There are conditions for withdrawing housing accumulation fund, mainly: buying/building/renovating/overhauling self-occupied housing; Houseless households pay rent; Mortgage repayment; Migrant workers leave the city and terminate their labor relations with the unit; Lose the ability to work and terminate the labor contract with the unit; The account moves out of the city; Settle abroad; Enjoy the minimum living guarantee or become poor due to major diseases/accidents; Resignation/retirement; Death. After being selected, it will naturally be used for the specified purpose. 2. The housing accumulation fund is not a bank deposit, so individuals cannot deposit separately. Generally speaking, they need to deposit it with their employers, and they will deduct it directly from their monthly salary. There is no case where individuals deposit money into the housing provident fund account at will. 3. It should be noted that if the housing provident fund is withdrawn from the account, you need to re-open a housing provident fund account if you want to continue to pay the housing provident fund. Second, how to develop housing provident fund loans 1. Preliminary examination: The Housing Fund Management Center will conduct a preliminary examination of the materials submitted by the applicant, including the applicant's qualification, loan amount and loan term. After passing the preliminary examination, the center will issue a notice of mortgage review and evaluation. 2. Appraisal: The applicant will go to the appraisal institution designated by the center to appraise the value of the purchased house with the notice of mortgage examination and appraisal. Affordable housing does not need to be evaluated. 3. Audit: The applicant will go to the center for loan audit with the evaluation report issued by the evaluation agency and the preliminary examination materials required by the center. In line with the conditions, the center will issue the "Notice of Investigation on Entrusted Loan Guaranteed by Housing Provident Fund Management Center". 4. Handling guarantee procedures: The applicant holds the investigation notice of entrusted loan guaranteed by the Housing Provident Fund Management Center, and handles guarantee procedures according to the selected guarantee method. If mortgage+guarantee is selected, the guarantor shall issue a written guarantee; If you choose mortgage+insurance or third-party guarantee, you should apply for insurance in an insurance company or go through the formalities of entrusted guarantee in a guarantee institution. 5. Sign a loan contract. 6, housing fund management center and the entrusted bank signed a loan agreement. 7. The borrower directly submits the loan application to the housing fund management center, and the entrusted industry can collect the borrower's application materials as needed and submit them to the housing fund management center for approval. 8. After the housing fund management center approves the amount, term and interest rate of each loan, it will sign an entrusted loan contract with the entrusted bank. 9. According to the entrusted loan contract, the entrusted bank shall go through the loan formalities after signing the Mortgage Contract for Housing Provident Fund Entrusted Loan, the Pledge Contract for Housing Provident Fund Entrusted Loan and the Guarantee Contract for Housing Provident Fund Entrusted Loan with the borrower respectively. 10. The entrusted bank directly transfers the loan to the designated account opened by the seller in the entrusted bank. The above is the related content compiled by Bian Xiao. If you withdraw the housing provident fund, you will not be able to deposit the withdrawn money again. Because the withdrawal of housing provident fund is conditional, mainly: purchase/construction/renovation/overhaul of owner-occupied housing; Houseless households pay rent; Mortgage repayment; Migrant workers leave the city and terminate their labor relations with their units. If you have other needs, you are welcome to do one-on-one legal consultation online.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the storage balance in the housing provident fund account under any of the following circumstances: (1) purchasing, constructing, renovating or overhauling their own houses; 2 retired; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; Rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.