1, choose a room.
We should go to several real estates for field investigation to see the surrounding environment and whether there are public facilities such as schools and kindergartens to facilitate our future life.
2. Subscribe and sign the contract.
When preparing to buy a house, you need to pay a part of the deposit to the developer and sign the subscription book. It should be noted that the down payment ratio is clearly defined. For example, the Guarantee Law emphasizes that the down payment ratio shall not exceed 20% of the total house price specified in the contract.
3. Apply for a loan.
When buying a house, you need to pay attention You must choose the appropriate payment method according to your financial ability. If you have sufficient funds, you can choose a one-time payment. If the funds are limited, you can choose installment payment and bank loan.
4. Check the house and accept the house.
After the completion of the house, the house shall be accepted and closed according to the developer's meeting. Be sure to pay attention to the closing time, carefully check every detail of the house when checking the house, and check the "three books, one certificate and one form".
5. Apply for the title certificate.
After check-in, we should also urge developers to go through the formalities of property transfer as soon as possible, handle the "Property Ownership Certificate" and complete the real estate license before the commercial housing transaction is completed.
Matters needing attention in buying a new house:
1, find the sales method.
Sales staff should be asked to clearly answer whether to sell according to the construction area or the interior construction area (the main difference between the two is that the construction area includes the pool area, but the interior construction area does not). At the same time, according to the requirements of real estate, the projects that obtained the sales (pre-sale) license after 2003 10/1must be sold according to the interior area.
2. Ask about the specific price.
In loushu, we often see the word "average price" of real estate. As the name implies, the average price is of course the average price of this project, but you will find that the house you want to buy is far from the "average price".
3. Ask about the check-in time.
When looking at the house, you should ask whether you can check in on time, and whether you can get the record form of construction project completion acceptance, technical report of measured area of commercial housing, residential quality guarantee and residential instruction manual when you check in.