1. Under normal circumstances, you can get the purchase contract within one month after buying a house. After the buyer and the developer sign the purchase contract, the developer should take the contract to the Housing Authority for filing, but because the developer often accumulates a certain number of contracts at hand, he will go to the Housing Authority for centralized filing, but the longest time should not exceed one month.

2. Because the time required for the approval process of each bank is different, the comprehensive qualifications of different borrowers are different, and the time to get the loan contract is uncertain. However, after signing the loan contract, the bank will generally release the loan to the borrower's account within 7 working days, and then the bank will inform you to start repaying the loan. When you repay the loan according to the contract, you can take your ID card to the bank to get the contract.

What is the function of the purchase contract?

1. The house purchase contract mainly clarifies the rights and obligations of the buyer and the seller, and is the main basis for the performance of the whole buying and selling process.

2. The purchase contract is a necessary material for mortgage loan.

3. The purchase contract is one of the bases for paying business tax (seller) and deed tax (buyer).

4, the purchase contract is one of the documents for real estate registration and transaction procedures.

What is the main function of the loan contract?

1. Determine the loan time, loan amount and loan interest.

2. Determine the liability for breach of contract.

3. If the lender fails to perform the repayment obligation normally, it is an important evidence for prosecution.

Can the house purchase contract be mortgaged?

The purchase contract is only the contract text that proves that you have reached a cooperative transaction with the real estate agent. Although there are legitimate gains from the sale of houses, a simple purchase contract cannot be used as a condition for mortgage loans.

But if you want to apply for a loan with a house, you need to provide a real estate license to prove that the ownership of the house is in your name. Can provide relevant information to mortgage the house. If your house has a mortgage loan that has not been paid off, and there is no real estate license, you can also apply for a second mortgage. However, banks will also have relevant regulations on this item, such as repayment period of 2 years or more, good credit record, etc., depending on the requirements of mortgage banks. In short, it is impossible to apply for a loan based on the purchase contract, please know.